* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk Days Payable Chart
For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Adira Dinamika Multi Finance Tbk Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's Days Payable distribution charts can be found below:
* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's Days Payable falls into.
PT Adira Dinamika Multi Finance Tbk Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a Days Payable of 13.51 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. This is 15% below median its historical median of 15.96. Over the past decade, PT Adira Dinamika Multi Finance Tbk's Days Payable has ranged from 10.68 to 22.14. According to the industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #207 out of 302 companies in the Credit Services industry, placing it in the top 68.5%.
Is PT Adira Dinamika Multi Finance Tbk's Days Payable too high?
PT Adira Dinamika Multi Finance Tbk's current Days Payable of 13.51 is 15% below median its 10-year median of 15.96. Over the past 10 years, this metric has ranged from a low of 10.68 to a high of 22.14. The Credit Services industry median Days Payable is 33.41. PT Adira Dinamika Multi Finance Tbk's value of 13.51 is 59.6% below this industry median. Based on the distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #207 out of 302 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #207 out of 302 companies for Days Payable. This places PT Adira Dinamika Multi Finance Tbk in the lower half of its industry. The industry median Days Payable is 33.41. PT Adira Dinamika Multi Finance Tbk's value of 13.51 is 59.6% below this benchmark. Historically, PT Adira Dinamika Multi Finance Tbk's own Days Payable has ranged from 10.68 to 22.14 over the past decade. While the company's 10-year median is 15.96 vs. the industry median of 33.41, PT Adira Dinamika Multi Finance Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Adira Dinamika Multi Finance Tbk's current Days Payable of 13.51 is 59.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adira Dinamika Multi Finance Tbk's current Days Payable is 13.51, which is 15% below median its own 10-year median of 15.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a current Days Payable of 13.51. The stock's GF Value™ is €0.52, compared to a current price of €0.35 — trading 32.1% below its estimated fair value. The current Days Payable is 13.51, which is 15% below median its 10-year median of 15.96 and 59.6% below the Credit Services industry median of 33.41. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (FRA:M63), the current Days Payable is 13.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Adira Dinamika Multi Finance Tbk (FRA:M63) Overvalued in 2026?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued.
The current stock price of €0.35 is trading 32.1% below its estimated GF Value™ of €0.52.
Key valuation signals for FRA:M63:
Days Payable: 13.51 (15% below median its 10-year median of 15.96)
GF Value™: €0.52 vs. price of €0.35 (32.1% below fair value)
Industry Position: 59.6% below the Credit Services median (#207 of 302)
No single metric tells the full story. See the FRA:M63 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Adira Dinamika Multi Finance Tbk Business Description
AddressJalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
70GF Score
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