PT Adira Dinamika Multi Finance Tbk (FRA:M63) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:M63 PT Adira Dinamika Multi Finance Tbk FRA:M63
73 GF Score
Price €0.38
GF Value €0.47
! 4 Warning Signs
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What is PT Adira Dinamika Multi Finance Tbk Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:M63
73GF Score
PT Adira Dinamika Multi Finance Tbk FRA:M63
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Adira Dinamika Multi Finance Tbk (FRA:M63) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of €0.38 is trading 19.3% below its estimated GF Value™ of €0.47.

Key valuation signals for FRA:M63:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €0.47 vs. price of €0.38 (19.3% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the FRA:M63 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Adira Dinamika Multi Finance Tbk Business Description

Other Exchanges ADMF:Indonesia
Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
73GF Score

Get the complete analysis for FRA:M63

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.38
Price
€0.47
GF Value