PT Adira Dinamika Multi Finance Tbk (FRA:M63) LT-Debt-to-Total-Asset: 0.17 (As of Mar. 2026)

What is PT Adira Dinamika Multi Finance Tbk LT-Debt-to-Total-Asset?

PT Adira Dinamika Multi Finance Tbk FRA:M63 -1.40% 70 LT-Debt-to-Total-Asset is 0.17 as of Mar. 2026. GuruFocus rates FRA:M63 with a GF Score™ of 70/100 and a GF Value™ of €0.52. The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. PT Adira Dinamika Multi Finance Tbk's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.17.

PT Adira Dinamika Multi Finance Tbk's long-term debt to total assets ratio declined from Mar. 2025 (0.45) to Mar. 2026 (0.17). It may suggest that PT Adira Dinamika Multi Finance Tbk is progressively becoming less dependent on debt to grow their business.

PT Adira Dinamika Multi Finance Tbk (FRA:M63) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

PT Adira Dinamika Multi Finance Tbk LT-Debt-to-Total-Asset Related Terms

PT Adira Dinamika Multi Finance Tbk LT-Debt-to-Total-Asset Historical Data

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The historical data trend for PT Adira Dinamika Multi Finance Tbk's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adira Dinamika Multi Finance Tbk LT-Debt-to-Total-Asset Chart

PT Adira Dinamika Multi Finance Tbk Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.36

0.34

0.23

0.17

0.16

PT Adira Dinamika Multi Finance Tbk Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.45	0.49	0.17	0.16	0.17

70GF Score

PT Adira Dinamika Multi Finance Tbk FRA:M63

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PT Adira Dinamika Multi Finance Tbk LT-Debt-to-Total-Asset Calculation

PT Adira Dinamika Multi Finance Tbk's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	315.898	/	1969.454
	=	0.16

PT Adira Dinamika Multi Finance Tbk's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	338.214	/	2030.806
	=	0.17

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.17 mean?

PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a LT-Debt-to-Total-Asset of 0.17 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors.

Is PT Adira Dinamika Multi Finance Tbk's LT-Debt-to-Total-Asset too high?

PT Adira Dinamika Multi Finance Tbk's current LT-Debt-to-Total-Asset is 0.17. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.

How does PT Adira Dinamika Multi Finance Tbk's LT-Debt-to-Total-Asset compare to V and MA?

PT Adira Dinamika Multi Finance Tbk's LT-Debt-to-Total-Asset of 0.17 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. PT Adira Dinamika Multi Finance Tbk's current LT-Debt-to-Total-Asset is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?

PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a current LT-Debt-to-Total-Asset of 0.17. The stock's GF Value™ is €0.52, compared to a current price of €0.35 — trading 32.1% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.17. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (FRA:M63), the current LT-Debt-to-Total-Asset is 0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adira Dinamika Multi Finance Tbk (FRA:M63) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of €0.35 is trading 32.1% below its estimated GF Value™ of €0.52.

Key valuation signals for FRA:M63:

LT-Debt-to-Total-Asset: 0.17
GF Value™: €0.52 vs. price of €0.35 (32.1% below fair value)
GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the FRA:M63 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Adira Dinamika Multi Finance Tbk Business Description

Industry Financial Services Credit Services

Comparable Companies ISX:BFIN ISX:CFIN ISX:TIFA ISX:BBLD ISX:WOMF ISX:BPFI ISX:HDFA ISX:FUJI ISX:POLA V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI BOM:532810

Other Exchanges ADMF:Indonesia

Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920

Website https://www.adira.co.id

PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.

70GF Score

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€0.35

Price

€0.52

GF Value

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