The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
PT Adira Dinamika Multi Finance Tbk Pretax Margin % Related Terms
PT Adira Dinamika Multi Finance Tbk Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk Pretax Margin % Chart
For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Adira Dinamika Multi Finance Tbk Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a Pretax Margin % of 23.27% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. This is 16% below median its historical median of 27.74. Over the past decade, PT Adira Dinamika Multi Finance Tbk's Pretax Margin % has ranged from 19.00 to 32.42. According to the industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #257 out of 534 companies in the Credit Services industry, placing it in the top 48.1%.
Is PT Adira Dinamika Multi Finance Tbk's Pretax Margin % too high?
PT Adira Dinamika Multi Finance Tbk's current Pretax Margin % of 23.27% is 16% below median its 10-year median of 27.74. Over the past 10 years, this metric has ranged from a low of 19.00 to a high of 32.42. The Credit Services industry median Pretax Margin % is 19.87. PT Adira Dinamika Multi Finance Tbk's value of 23.27% is 17.1% above this industry median. Based on the distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #257 out of 534 companies in the Credit Services industry, which is above the industry midpoint. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #257 out of 534 companies for Pretax Margin %. This puts PT Adira Dinamika Multi Finance Tbk in the upper half of its industry. The industry median Pretax Margin % is 19.87. PT Adira Dinamika Multi Finance Tbk's value of 23.27% is 17.1% above this benchmark. Historically, PT Adira Dinamika Multi Finance Tbk's own Pretax Margin % has ranged from 19.00 to 32.42 over the past decade. While the company's 10-year median is 27.74 vs. the industry median of 19.87, PT Adira Dinamika Multi Finance Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 19.87, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Adira Dinamika Multi Finance Tbk's current Pretax Margin % of 23.27% is 17.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. For the Credit Services industry, the median Pretax Margin % is 19.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adira Dinamika Multi Finance Tbk's current Pretax Margin % is 23.27%, which is 16% below median its own 10-year median of 27.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a current Pretax Margin % of 23.27%. The stock's GF Value™ is €0.52, compared to a current price of €0.35 — trading 32.1% below its estimated fair value. The current Pretax Margin % is 23.27%, which is 16% below median its 10-year median of 27.74 and 17.1% above the Credit Services industry median of 19.87. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (FRA:M63), the current Pretax Margin % is 23.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Adira Dinamika Multi Finance Tbk (FRA:M63) Overvalued in 2026?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued.
The current stock price of €0.35 is trading 32.1% below its estimated GF Value™ of €0.52.
Key valuation signals for FRA:M63:
Pretax Margin %: 23.27% (16% below median its 10-year median of 27.74)
GF Value™: €0.52 vs. price of €0.35 (32.1% below fair value)
Industry Position: 17.1% above the Credit Services median (#257 of 534)
No single metric tells the full story. See the FRA:M63 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Adira Dinamika Multi Finance Tbk Business Description
AddressJalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
70GF Score
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