* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
FRA:M63's PEG Ratio is ranked better than 62.55% of 235
companies
in the Credit Services industry
Industry Median: 0.86
vs FRA:M63: 0.59
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
PT Adira Dinamika Multi Finance Tbk (FRA:M63) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
PT Adira Dinamika Multi Finance Tbk PEG Ratio Related Terms
PT Adira Dinamika Multi Finance Tbk PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk PEG Ratio Chart
For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Adira Dinamika Multi Finance Tbk PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's PEG Ratio distribution charts can be found below:
* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a PEG Ratio of 0.49 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. This is 25% below median its historical median of 0.65. Over the past decade, PT Adira Dinamika Multi Finance Tbk's PEG Ratio has ranged from 0.19 to 68.18. According to the industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #88 out of 235 companies in the Credit Services industry, placing it in the top 37.4%.
Is PT Adira Dinamika Multi Finance Tbk's PEG Ratio too high?
PT Adira Dinamika Multi Finance Tbk's current PEG Ratio of 0.49 is 25% below median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 68.18. The Credit Services industry median PEG Ratio is 0.86. PT Adira Dinamika Multi Finance Tbk's value of 0.49 is 43% below this industry median. Based on the distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #88 out of 235 companies in the Credit Services industry, which is above the industry midpoint. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #88 out of 235 companies for PEG Ratio. This puts PT Adira Dinamika Multi Finance Tbk in the upper half of its industry. The industry median PEG Ratio is 0.86. PT Adira Dinamika Multi Finance Tbk's value of 0.49 is 43% below this benchmark. Historically, PT Adira Dinamika Multi Finance Tbk's own PEG Ratio has ranged from 0.19 to 68.18 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 0.86, PT Adira Dinamika Multi Finance Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.86, based on 235 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Adira Dinamika Multi Finance Tbk's current PEG Ratio of 0.49 is 43% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. For the Credit Services industry, the median PEG Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adira Dinamika Multi Finance Tbk's current PEG Ratio is 0.49, which is 25% below median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a current PEG Ratio of 0.49. The stock's GF Value™ is €0.52, compared to a current price of €0.35 — trading 32.1% below its estimated fair value. The current PEG Ratio is 0.49, which is 25% below median its 10-year median of 0.65 and 43% below the Credit Services industry median of 0.86. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (FRA:M63), the current PEG Ratio is 0.49 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Adira Dinamika Multi Finance Tbk (FRA:M63) Overvalued in 2026?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued.
The current stock price of €0.35 is trading 32.1% below its estimated GF Value™ of €0.52.
Key valuation signals for FRA:M63:
PEG Ratio: 0.49 (25% below median its 10-year median of 0.65)
GF Value™: €0.52 vs. price of €0.35 (32.1% below fair value)
Industry Position: 43% below the Credit Services median (#88 of 235)
No single metric tells the full story. See the FRA:M63 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Adira Dinamika Multi Finance Tbk Business Description
AddressJalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
70GF Score
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