PT Adira Dinamika Multi Finance Tbk (FRA:M63) Scaled Net Operating Assets: 0.90 (As of Mar. 2026)


FRA:M63 PT Adira Dinamika Multi Finance Tbk FRA:M63
70 GF Score
Price €0.35
GF Value €0.52
! 3 Warning Signs
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What is PT Adira Dinamika Multi Finance Tbk Scaled Net Operating Assets?

PT Adira Dinamika Multi Finance Tbk FRA:M63 -1.40% 70 Scaled Net Operating Assets is 0.90 as of Mar. 2026. GuruFocus rates FRA:M63 with a GF Score™ of 70/100 and a GF Value™ of €0.52. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Adira Dinamika Multi Finance Tbk's operating assets for the quarter that ended in Mar. 2026 was €1,955.9 Mil. PT Adira Dinamika Multi Finance Tbk's operating liabilities for the quarter that ended in Mar. 2026 was €175.3 Mil. PT Adira Dinamika Multi Finance Tbk's Total Assets for the quarter that ended in Dec. 2025 was €1,969.5 Mil. Therefore, PT Adira Dinamika Multi Finance Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.90.


PT Adira Dinamika Multi Finance Tbk Scaled Net Operating Assets Historical Data

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The historical data trend for PT Adira Dinamika Multi Finance Tbk's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adira Dinamika Multi Finance Tbk Scaled Net Operating Assets Chart

PT Adira Dinamika Multi Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.80 1.00 1.06 0.76

PT Adira Dinamika Multi Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.80 0.86 1.04 0.90

FRA:M63 vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Adira Dinamika Multi Finance Tbk Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's Scaled Net Operating Assets falls into.


FRA:M63
70GF Score
PT Adira Dinamika Multi Finance Tbk FRA:M63
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Adira Dinamika Multi Finance Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Adira Dinamika Multi Finance Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1905.987-166.855)/2285.268
=0.76

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=1969.454 - 63.467
=1905.987

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1201.16 - 315.898 - 718.407
=166.855

PT Adira Dinamika Multi Finance Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1955.858-175.27)/1969.454
=0.90

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=2030.806 - 74.948
=1955.858

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1234.634 - 338.214 - 721.15
=175.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.90 mean?
PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a Scaled Net Operating Assets of 0.90 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors.
Is PT Adira Dinamika Multi Finance Tbk's Scaled Net Operating Assets too high?
PT Adira Dinamika Multi Finance Tbk's current Scaled Net Operating Assets is 0.90. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's Scaled Net Operating Assets compare to V and MA?
PT Adira Dinamika Multi Finance Tbk's Scaled Net Operating Assets of 0.90 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. PT Adira Dinamika Multi Finance Tbk's current Scaled Net Operating Assets is 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a current Scaled Net Operating Assets of 0.90. The stock's GF Value™ is €0.52, compared to a current price of €0.35 — trading 32.1% below its estimated fair value. The current Scaled Net Operating Assets is 0.90. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (FRA:M63), the current Scaled Net Operating Assets is 0.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adira Dinamika Multi Finance Tbk (FRA:M63) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of €0.35 is trading 32.1% below its estimated GF Value™ of €0.52.

Key valuation signals for FRA:M63:

  • Scaled Net Operating Assets: 0.90
  • GF Value™: €0.52 vs. price of €0.35 (32.1% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the FRA:M63 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Adira Dinamika Multi Finance Tbk Business Description

Other Exchanges ADMF:Indonesia
Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
70GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.35
Price
€0.52
GF Value