Matica Fintec SpA (MIL:MFT) Days Payable: 72.74 (As of Dec. 2025) — 30% Below Median


MIL:MFT Matica Fintec SpA MIL:MFT
41 GF Score
Price €2.02
GF Value €0.82
Valuation Significantly Overvalued
! 13 Warning Signs
View Full Analysis

What is Matica Fintec SpA Days Payable?

Matica Fintec SpA MIL:MFT 41 Days Payable is 72.74 as of Dec. 2025, which is 30% below its 10-year median of 104.01. GuruFocus rates MIL:MFT with a GF Score™ of 41/100 and a GF Value™ of €0.82 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 2,441 Hardware companies, Matica Fintec SpA ranks better than 63.05% on this metric.

Matica Fintec SpA's average Accounts Payable for the six months ended in Dec. 2025 was €6.25 Mil. Matica Fintec SpA's Cost of Goods Sold for the six months ended in Dec. 2025 was €15.68 Mil. Hence, Matica Fintec SpA's Days Payable for the six months ended in Dec. 2025 was 72.74.

The historical rank and industry rank for Matica Fintec SpA's Days Payable or its related term are showing as below:

MIL:MFT' s Days Payable Range Over the Past 10 Years
Min: 73.51   Med: 104.01   Max: 114.36
Current: 90.27

During the past 8 years, Matica Fintec SpA's highest Days Payable was 114.36. The lowest was 73.51. And the median was 104.01.

MIL:MFT's Days Payable is ranked better than
63.05% of 2441 companies
in the Hardware industry
Industry Median: 69.99 vs MIL:MFT: 90.27

Matica Fintec SpA's Days Payable declined from Dec. 2024 (95.73) to Dec. 2025 (72.74). It may suggest that Matica Fintec SpA accelerated paying its suppliers.


Matica Fintec SpA Days Payable Historical Data

* Premium members only.

The historical data trend for Matica Fintec SpA's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Matica Fintec SpA Days Payable Chart

Matica Fintec SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 73.51 114.36 103.06 102.50 111.33

Matica Fintec SpA Semi-Annual Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 106.04 116.08 95.73 112.71 72.74

MIL:MFT vs DELL, SNDK, ANET: Days Payable Comparison

For the Computer Hardware subindustry, Matica Fintec SpA's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Matica Fintec SpA Days Payable vs Hardware Industry

For the Hardware industry and Technology sector, Matica Fintec SpA's Days Payable distribution charts can be found below:

* The bar in red indicates where Matica Fintec SpA's Days Payable falls into.


MIL:MFT
41GF Score
Matica Fintec SpA MIL:MFT
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Matica Fintec SpA Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Matica Fintec SpA's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (1.609 + 9.99) / 2 ) / 19.014*365
=5.7995 / 19.014*365
=111.33

Matica Fintec SpA's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (2.509 + 9.99) / 2 ) / 15.68*365 / 2
=6.2495 / 15.68*365 / 2
=72.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 72.74 mean?
Matica Fintec SpA (MIL:MFT) has a Days Payable of 72.74 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Matica Fintec SpA and its competitors. This is 30% below median its historical median of 104.01. Over the past decade, Matica Fintec SpA's Days Payable has ranged from 73.51 to 114.36. According to the industry distribution chart, Matica Fintec SpA ranks #902 out of 2441 companies in the Hardware industry, placing it in the top 37%.
Is Matica Fintec SpA's Days Payable too high?
Matica Fintec SpA's current Days Payable of 72.74 is 30% below median its 10-year median of 104.01. Over the past 10 years, this metric has ranged from a low of 73.51 to a high of 114.36. The Hardware industry median Days Payable is 69.99. Matica Fintec SpA's value of 72.74 is 3.9% above this industry median. Based on the distribution chart, Matica Fintec SpA ranks #902 out of 2441 companies in the Hardware industry, which is above the industry midpoint. Overall, Matica Fintec SpA has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Matica Fintec SpA's Days Payable compare to DELL and SNDK?
According to the Hardware industry distribution chart, Matica Fintec SpA ranks #902 out of 2441 companies for Days Payable. This puts Matica Fintec SpA in the upper half of its industry. The industry median Days Payable is 69.99. Matica Fintec SpA's value of 72.74 is 3.9% above this benchmark. Historically, Matica Fintec SpA's own Days Payable has ranged from 73.51 to 114.36 over the past decade. While the company's 10-year median is 104.01 vs. the industry median of 69.99, Matica Fintec SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Hardware company?
The median Days Payable among Hardware companies is 69.99, based on 2,441 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Matica Fintec SpA's current Days Payable of 72.74 is 3.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Matica Fintec SpA and its competitors. For the Hardware industry, the median Days Payable is 69.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Matica Fintec SpA's current Days Payable is 72.74, which is 30% below median its own 10-year median of 104.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Matica Fintec SpA stock overvalued right now?
Based on GuruFocus' analysis, Matica Fintec SpA (MIL:MFT) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.82, compared to a current price of €2.02 — trading 146.3% above its estimated fair value. The current Days Payable is 72.74, which is 30% below median its 10-year median of 104.01 and 3.9% above the Hardware industry median of 69.99. Matica Fintec SpA's overall GF Score™ is 41/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Matica Fintec SpA (MIL:MFT), the current Days Payable is 72.74 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Matica Fintec SpA (MIL:MFT) Overvalued in 2026?

Based on GuruFocus' analysis, Matica Fintec SpA stock appears to be overvalued. The current stock price of €2.02 is trading 146.3% above its estimated GF Value™ of €0.82. GuruFocus considers Matica Fintec SpA to be Significantly Overvalued.

Key valuation signals for MIL:MFT:

  • Days Payable: 72.74 (30% below median its 10-year median of 104.01)
  • GF Value™: €0.82 vs. price of €2.02 (146.3% above fair value)
  • GF Score™: 41/100 with 13 warning signs
  • Industry Position: 3.9% above the Hardware median (#902 of 2441)

No single metric tells the full story. See the MIL:MFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Matica Fintec SpA Business Description

Address Via Giuseppe Parini 2, Milan, ITA
Matica Fintec SpA designs, develops and sells technological solutions for Banking and Government Institutions. The company specializes in the design, development, and marketing of software and integrated security equipment for credit cards, identity cards, passports, driving licenses, access control badges, etc. Geographically, the company generates maximum revenue from its business in Europe and the rest from South America, Asia, the United States, Africa, United Arab Emirates, India, the Middle East, Italy, and other regions.
41GF Score

Get the complete analysis for MIL:MFT

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.02
Price
€0.82
GF Value