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Matica Fintec SpAMIL:MFT +2.97%41 Return-on-Tangible-Asset is 1.29% as of Dec. 2025, which is 74% below its 10-year median of 5.04. GuruFocus rates MIL:MFT with a GF Score™ of 41/100 and a GF Value™ of €0.80 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 2,503 Hardware companies, Matica Fintec SpA ranks better than 50.58% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Matica Fintec SpA's annualizedNet Income for the quarter that ended in Dec. 2025 was €0.51 Mil. Matica Fintec SpA's average total tangible assets for the quarter that ended in Dec. 2025 was €39.83 Mil. Therefore, Matica Fintec SpA's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 1.29%.
The historical rank and industry rank for Matica Fintec SpA's Return-on-Tangible-Asset or its related term are showing as below:
MIL:MFT'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -3.23 Med: 5.04 Max: 12.57
Current: 2.5
During the past 8 years, Matica Fintec SpA's highest Return-on-Tangible-Asset was 12.57%. The lowest was -3.23%. And the median was 5.04%.
MIL:MFT's Return-on-Tangible-Asset is ranked better than 50.58% of 2503
companies
in the Hardware industry
Industry Median: 2.44
vs MIL:MFT: 2.50
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Matica Fintec SpA Return-on-Tangible-Asset Related Terms
Matica Fintec SpA Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Matica Fintec SpA's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:MFT vs SNDK, DELL, STX: Return-on-Tangible-Asset Comparison
For the Computer Hardware subindustry, Matica Fintec SpA's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Matica Fintec SpA Return-on-Tangible-Asset vs Hardware Industry
For the Hardware industry and Technology sector, Matica Fintec SpA's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Matica Fintec SpA's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 1.29% mean?
Matica Fintec SpA (MIL:MFT) has a Return-on-Tangible-Asset of 1.29% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Matica Fintec SpA and its competitors. This is 74% below median its historical median of 5.04. According to the industry distribution chart, Matica Fintec SpA ranks #1237 out of 2503 companies in the Hardware industry, placing it in the top 49.4%.
Is Matica Fintec SpA's Return-on-Tangible-Asset too high?
Matica Fintec SpA's current Return-on-Tangible-Asset of 1.29% is 74% below median its 10-year median of 5.04. The Hardware industry median Return-on-Tangible-Asset is 2.44. Matica Fintec SpA's value of 1.29% is 47.1% below this industry median. Based on the distribution chart, Matica Fintec SpA ranks #1237 out of 2503 companies in the Hardware industry, which is above the industry midpoint. Overall, Matica Fintec SpA has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Matica Fintec SpA's Return-on-Tangible-Asset compare to SNDK and DELL?
According to the Hardware industry distribution chart, Matica Fintec SpA ranks #1237 out of 2503 companies for Return-on-Tangible-Asset. This puts Matica Fintec SpA in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.44. Matica Fintec SpA's value of 1.29% is 47.1% below this benchmark. While the company's 10-year median is 5.04 vs. the industry median of 2.44, Matica Fintec SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Hardware company?
The median Return-on-Tangible-Asset among Hardware companies is 2.44, based on 2,503 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Matica Fintec SpA's current Return-on-Tangible-Asset of 1.29% is 47.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Matica Fintec SpA and its competitors. For the Hardware industry, the median Return-on-Tangible-Asset is 2.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Matica Fintec SpA's current Return-on-Tangible-Asset is 1.29%, which is 74% below median its own 10-year median of 5.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Matica Fintec SpA stock overvalued right now?
Based on GuruFocus' analysis, Matica Fintec SpA (MIL:MFT) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.80, compared to a current price of €2.08 — trading 160% above its estimated fair value. The current Return-on-Tangible-Asset is 1.29%, which is 74% below median its 10-year median of 5.04 and 47.1% below the Hardware industry median of 2.44. Matica Fintec SpA's overall GF Score™ is 41/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Matica Fintec SpA (MIL:MFT), the current Return-on-Tangible-Asset is 1.29% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Matica Fintec SpA (MIL:MFT) Overvalued in 2026?
Based on GuruFocus' analysis, Matica Fintec SpA stock appears to be overvalued.
The current stock price of €2.08 is trading 160% above its estimated GF Value™ of €0.80.
GuruFocus considers Matica Fintec SpA to be Significantly Overvalued.
Key valuation signals for MIL:MFT:
Return-on-Tangible-Asset: 1.29% (74% below median its 10-year median of 5.04)
GF Value™: €0.80 vs. price of €2.08 (160% above fair value)
Industry Position: 47.1% below the Hardware median (#1237 of 2503)
No single metric tells the full story. See the MIL:MFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Matica Fintec SpA designs, develops and sells technological solutions for Banking and Government Institutions. The company specializes in the design, development, and marketing of software and integrated security equipment for credit cards, identity cards, passports, driving licenses, access control badges, etc. Geographically, the company generates maximum revenue from its business in Europe and the rest from South America, Asia, the United States, Africa, United Arab Emirates, India, the Middle East, Italy, and other regions.
41GF Score
Get the complete analysis for MIL:MFT
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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