Matica Fintec SpA (MIL:MFT) Retained Earnings: €7.53 Mil (As of Dec. 2025)

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MIL:MFT Matica Fintec SpA MIL:MFT
42 GF Score
Price €2.08
GF Value €0.80
Valuation Significantly Overvalued
! 13 Warning Signs
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What is Matica Fintec SpA Retained Earnings?

Matica Fintec SpA MIL:MFT +2.97% 42 Retained Earnings is €7.53 Mil as of Dec. 2025. GuruFocus rates MIL:MFT with a GF Score™ of 42/100 and a GF Value™ of €0.80 (Significantly Overvalued). The stock has 13 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Matica Fintec SpA's retained earnings for the quarter that ended in Dec. 2025 was €7.53 Mil.

Matica Fintec SpA's quarterly retained earnings increased from Dec. 2024 (€7.46 Mil) to Jun. 2025 (€7.94 Mil) but then declined from Jun. 2025 (€7.94 Mil) to Dec. 2025 (€7.53 Mil).

Matica Fintec SpA's annual retained earnings increased from Dec. 2023 (€4.79 Mil) to Dec. 2024 (€7.46 Mil) and increased from Dec. 2024 (€7.46 Mil) to Dec. 2025 (€7.53 Mil).


Matica Fintec SpA  (MIL:MFT) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Matica Fintec SpA Retained Earnings Historical Data

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The historical data trend for Matica Fintec SpA's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Matica Fintec SpA Retained Earnings Chart

Matica Fintec SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial 0.27 2.72 4.79 7.46 7.53

Matica Fintec SpA Semi-Annual Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.79 6.02 7.46 7.94 7.53
MIL:MFT
42GF Score
Matica Fintec SpA MIL:MFT
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Matica Fintec SpA Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €7.53 Mil mean?
Matica Fintec SpA (MIL:MFT) has a Retained Earnings of €7.53 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Matica Fintec SpA and its competitors.
Is Matica Fintec SpA's Retained Earnings too high?
Matica Fintec SpA's current Retained Earnings is €7.53 Mil. Overall, Matica Fintec SpA has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Matica Fintec SpA's Retained Earnings compare to SNDK and DELL?
Matica Fintec SpA's Retained Earnings of €7.53 Mil can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Hardware company?
A good Retained Earnings depends on the Hardware industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Matica Fintec SpA and its competitors. Matica Fintec SpA's current Retained Earnings is €7.53 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Matica Fintec SpA stock overvalued right now?
Based on GuruFocus' analysis, Matica Fintec SpA (MIL:MFT) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.80, compared to a current price of €2.08 — trading 160% above its estimated fair value. The current Retained Earnings is €7.53 Mil. Matica Fintec SpA's overall GF Score™ is 42/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Matica Fintec SpA (MIL:MFT), the current Retained Earnings is €7.53 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Matica Fintec SpA (MIL:MFT) Overvalued in 2026?

Based on GuruFocus' analysis, Matica Fintec SpA stock appears to be overvalued. The current stock price of €2.08 is trading 160% above its estimated GF Value™ of €0.80. GuruFocus considers Matica Fintec SpA to be Significantly Overvalued.

Key valuation signals for MIL:MFT:

  • Retained Earnings: €7.53 Mil
  • GF Value™: €0.80 vs. price of €2.08 (160% above fair value)
  • GF Score™: 42/100 with 13 warning signs

No single metric tells the full story. See the MIL:MFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Matica Fintec SpA Business Description

Address Via Giuseppe Parini 2, Milan, ITA
Matica Fintec SpA designs, develops and sells technological solutions for Banking and Government Institutions. The company specializes in the design, development, and marketing of software and integrated security equipment for credit cards, identity cards, passports, driving licenses, access control badges, etc. Geographically, the company generates maximum revenue from its business in Europe and the rest from South America, Asia, the United States, Africa, United Arab Emirates, India, the Middle East, Italy, and other regions.
42GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.08
Price
€0.80
GF Value