Matica Fintec SpAMIL:MFT 41 Return-on-Tangible-Equity is 704.11% as of Dec. 2025, which is 1663% above its 10-year median of 39.94. GuruFocus rates MIL:MFT with a GF Score™ of 41/100 and a GF Value™ of €0.81 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 2,379 Hardware companies, Matica Fintec SpA ranks better than 90.71% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Matica Fintec SpA's annualized net income for the quarter that ended in Dec. 2025 was €0.51 Mil. Matica Fintec SpA's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €0.07 Mil. Therefore, Matica Fintec SpA's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 704.11%.
The historical rank and industry rank for Matica Fintec SpA's Return-on-Tangible-Equity or its related term are showing as below:
MIL:MFT'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 2.29 Med: 39.94 Max: 15290.91
Current: 25.59
During the past 8 years, Matica Fintec SpA's highest Return-on-Tangible-Equity was 15,290.91%. The lowest was 2.29%. And the median was 39.94%.
MIL:MFT's Return-on-Tangible-Equity is ranked better than 90.71% of 2379
companies
in the Hardware industry
Industry Median: 5.26
vs MIL:MFT: 25.59
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Matica Fintec SpA Return-on-Tangible-Equity Related Terms
Matica Fintec SpA Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Matica Fintec SpA's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:MFT vs SNDK, DELL, STX: Return-on-Tangible-Equity Comparison
For the Computer Hardware subindustry, Matica Fintec SpA's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Matica Fintec SpA Return-on-Tangible-Equity vs Hardware Industry
For the Hardware industry and Technology sector, Matica Fintec SpA's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Matica Fintec SpA's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 704.11% mean?
Matica Fintec SpA (MIL:MFT) has a Return-on-Tangible-Equity of 704.11% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Matica Fintec SpA and its competitors. This is 1663% above median its historical median of 39.94. Over the past decade, Matica Fintec SpA's Return-on-Tangible-Equity has ranged from 2.29 to 15,290.91. According to the industry distribution chart, Matica Fintec SpA ranks #221 out of 2379 companies in the Hardware industry, placing it in the top 9.3%.
Is Matica Fintec SpA's Return-on-Tangible-Equity too high?
Matica Fintec SpA's current Return-on-Tangible-Equity of 704.11% is 1663% above median its 10-year median of 39.94. Over the past 10 years, this metric has ranged from a low of 2.29 to a high of 15,290.91. The Hardware industry median Return-on-Tangible-Equity is 5.26. Matica Fintec SpA's value of 704.11% is 13286.1% above this industry median. Based on the distribution chart, Matica Fintec SpA ranks #221 out of 2379 companies in the Hardware industry, which is in the top quartile — a strong position relative to peers. Overall, Matica Fintec SpA has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Matica Fintec SpA's Return-on-Tangible-Equity compare to SNDK and DELL?
According to the Hardware industry distribution chart, Matica Fintec SpA ranks #221 out of 2379 companies for Return-on-Tangible-Equity. This places Matica Fintec SpA in the top 9% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 5.26. Matica Fintec SpA's value of 704.11% is 13286.1% above this benchmark. Historically, Matica Fintec SpA's own Return-on-Tangible-Equity has ranged from 2.29 to 15,290.91 over the past decade. While the company's 10-year median is 39.94 vs. the industry median of 5.26, Matica Fintec SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Hardware company?
The median Return-on-Tangible-Equity among Hardware companies is 5.26, based on 2,379 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Matica Fintec SpA's current Return-on-Tangible-Equity of 704.11% is 13286.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Matica Fintec SpA and its competitors. For the Hardware industry, the median Return-on-Tangible-Equity is 5.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Matica Fintec SpA's current Return-on-Tangible-Equity is 704.11%, which is 1663% above median its own 10-year median of 39.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Matica Fintec SpA stock overvalued right now?
Based on GuruFocus' analysis, Matica Fintec SpA (MIL:MFT) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.81, compared to a current price of €2.06 — trading 154.3% above its estimated fair value. The current Return-on-Tangible-Equity is 704.11%, which is 1663% above median its 10-year median of 39.94 and 13286.1% above the Hardware industry median of 5.26. Matica Fintec SpA's overall GF Score™ is 41/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Matica Fintec SpA (MIL:MFT), the current Return-on-Tangible-Equity is 704.11% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Matica Fintec SpA (MIL:MFT) Overvalued in 2026?
Based on GuruFocus' analysis, Matica Fintec SpA stock appears to be overvalued.
The current stock price of €2.06 is trading 154.3% above its estimated GF Value™ of €0.81.
GuruFocus considers Matica Fintec SpA to be Significantly Overvalued.
Key valuation signals for MIL:MFT:
Return-on-Tangible-Equity: 704.11% (1663% above median its 10-year median of 39.94)
GF Value™: €0.81 vs. price of €2.06 (154.3% above fair value)
Industry Position: 13286.1% above the Hardware median (#221 of 2379)
No single metric tells the full story. See the MIL:MFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Matica Fintec SpA designs, develops and sells technological solutions for Banking and Government Institutions. The company specializes in the design, development, and marketing of software and integrated security equipment for credit cards, identity cards, passports, driving licenses, access control badges, etc. Geographically, the company generates maximum revenue from its business in Europe and the rest from South America, Asia, the United States, Africa, United Arab Emirates, India, the Middle East, Italy, and other regions.
41GF Score
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