Matica Fintec SpA (MIL:MFT) Gross Margin %: 49.75% (As of Dec. 2025) — Near Median


MIL:MFT Matica Fintec SpA MIL:MFT
41 GF Score
Price €2.02
GF Value €0.82
Valuation Significantly Overvalued
! 13 Warning Signs
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What is Matica Fintec SpA Gross Margin %?

Matica Fintec SpA MIL:MFT 41 Gross Margin % is 49.75% as of Dec. 2025, which is 3% above its 10-year median of 48.42. GuruFocus rates MIL:MFT with a GF Score™ of 41/100 and a GF Value™ of €0.82 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 2,450 Hardware companies, Matica Fintec SpA ranks better than 90.49% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. Matica Fintec SpA's Gross Profit for the six months ended in Dec. 2025 was €15.52 Mil. Matica Fintec SpA's Revenue for the six months ended in Dec. 2025 was €31.20 Mil. Therefore, Matica Fintec SpA's Gross Margin % for the quarter that ended in Dec. 2025 was 49.75%.


The historical rank and industry rank for Matica Fintec SpA's Gross Margin % or its related term are showing as below:

MIL:MFT' s Gross Margin % Range Over the Past 10 Years
Min: 32.35   Med: 48.42   Max: 69.66
Current: 54.66


During the past 8 years, the highest Gross Margin % of Matica Fintec SpA was 69.66%. The lowest was 32.35%. And the median was 48.42%.

MIL:MFT's Gross Margin % is ranked better than
90.49% of 2450 companies
in the Hardware industry
Industry Median: 24.53 vs MIL:MFT: 54.66

Matica Fintec SpA had a gross margin of 49.75% for the quarter that ended in Dec. 2025 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for Matica Fintec SpA was 9.50% per year.


Matica Fintec SpA  (MIL:MFT) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Matica Fintec SpA had a gross margin of 49.75% for the quarter that ended in Dec. 2025 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


Matica Fintec SpA Gross Margin % Related Terms


Matica Fintec SpA Gross Margin % Historical Data

* Premium members only.

The historical data trend for Matica Fintec SpA's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Matica Fintec SpA Gross Margin % Chart

Matica Fintec SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Margin %
Get a 7-Day Free Trial 42.17 69.66 64.90 66.54 54.66

Matica Fintec SpA Semi-Annual Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 65.19 67.81 65.16 68.92 49.75

MIL:MFT vs DELL, SNDK, ANET: Gross Margin % Comparison

For the Computer Hardware subindustry, Matica Fintec SpA's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Matica Fintec SpA Gross Margin % vs Hardware Industry

For the Hardware industry and Technology sector, Matica Fintec SpA's Gross Margin % distribution charts can be found below:

* The bar in red indicates where Matica Fintec SpA's Gross Margin % falls into.


MIL:MFT
41GF Score
Matica Fintec SpA MIL:MFT
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Matica Fintec SpA Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

Matica Fintec SpA's Gross Margin for the fiscal year that ended in Dec. 2025 is calculated as

Gross Margin % (A: Dec. 2025 )=Gross Profit (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=22.9 / 41.932
=(Revenue - Cost of Goods Sold) / Revenue
=(41.932 - 19.014) / 41.932
=54.66 %

Matica Fintec SpA's Gross Margin for the quarter that ended in Dec. 2025 is calculated as


Gross Margin % (Q: Dec. 2025 )=Gross Profit (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=15.5 / 31.204
=(Revenue - Cost of Goods Sold) / Revenue
=(31.204 - 15.68) / 31.204
=49.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 49.75% mean?
Matica Fintec SpA (MIL:MFT) has a Gross Margin % of 49.75% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Matica Fintec SpA and its competitors. This is near median its historical median of 48.42. Over the past decade, Matica Fintec SpA's Gross Margin % has ranged from 32.35 to 69.66. According to the industry distribution chart, Matica Fintec SpA ranks #233 out of 2450 companies in the Hardware industry, placing it in the top 9.5%.
Is Matica Fintec SpA's Gross Margin % too high?
Matica Fintec SpA's current Gross Margin % of 49.75% is near median its 10-year median of 48.42. Over the past 10 years, this metric has ranged from a low of 32.35 to a high of 69.66. The Hardware industry median Gross Margin % is 24.53. Matica Fintec SpA's value of 49.75% is 102.8% above this industry median. Based on the distribution chart, Matica Fintec SpA ranks #233 out of 2450 companies in the Hardware industry, which is in the top quartile — a strong position relative to peers. Overall, Matica Fintec SpA has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Matica Fintec SpA's Gross Margin % compare to DELL and SNDK?
According to the Hardware industry distribution chart, Matica Fintec SpA ranks #233 out of 2450 companies for Gross Margin %. This places Matica Fintec SpA in the top 10% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 24.53. Matica Fintec SpA's value of 49.75% is 102.8% above this benchmark. Historically, Matica Fintec SpA's own Gross Margin % has ranged from 32.35 to 69.66 over the past decade. While the company's 10-year median is 48.42 vs. the industry median of 24.53, Matica Fintec SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Hardware company?
The median Gross Margin % among Hardware companies is 24.53, based on 2,450 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Matica Fintec SpA's current Gross Margin % of 49.75% is 102.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Matica Fintec SpA and its competitors. For the Hardware industry, the median Gross Margin % is 24.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Matica Fintec SpA's current Gross Margin % is 49.75%, which is near median its own 10-year median of 48.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Matica Fintec SpA stock overvalued right now?
Based on GuruFocus' analysis, Matica Fintec SpA (MIL:MFT) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.82, compared to a current price of €2.02 — trading 146.3% above its estimated fair value. The current Gross Margin % is 49.75%, which is near median its 10-year median of 48.42 and 102.8% above the Hardware industry median of 24.53. Matica Fintec SpA's overall GF Score™ is 41/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Matica Fintec SpA (MIL:MFT), the current Gross Margin % is 49.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Matica Fintec SpA (MIL:MFT) Overvalued in 2026?

Based on GuruFocus' analysis, Matica Fintec SpA stock appears to be overvalued. The current stock price of €2.02 is trading 146.3% above its estimated GF Value™ of €0.82. GuruFocus considers Matica Fintec SpA to be Significantly Overvalued.

Key valuation signals for MIL:MFT:

  • Gross Margin %: 49.75% (near median its 10-year median of 48.42)
  • GF Value™: €0.82 vs. price of €2.02 (146.3% above fair value)
  • GF Score™: 41/100 with 13 warning signs
  • Industry Position: 102.8% above the Hardware median (#233 of 2450)

No single metric tells the full story. See the MIL:MFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Matica Fintec SpA Business Description

Address Via Giuseppe Parini 2, Milan, ITA
Matica Fintec SpA designs, develops and sells technological solutions for Banking and Government Institutions. The company specializes in the design, development, and marketing of software and integrated security equipment for credit cards, identity cards, passports, driving licenses, access control badges, etc. Geographically, the company generates maximum revenue from its business in Europe and the rest from South America, Asia, the United States, Africa, United Arab Emirates, India, the Middle East, Italy, and other regions.
41GF Score

Get the complete analysis for MIL:MFT

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.02
Price
€0.82
GF Value