Matica Fintec SpA (MIL:MFT) Net Debt Paydown Yield % : -23.39% (As of Jul. 08, 2026)


MIL:MFT Matica Fintec SpA MIL:MFT
41 GF Score
Price €2.08
GF Value €0.81
Valuation Significantly Overvalued
! 13 Warning Signs
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What is Matica Fintec SpA Net Debt Paydown Yield %?

Matica Fintec SpA MIL:MFT +0.97% 41 Net Debt Paydown Yield % is -23.39% as of Jul. 08, 2026. GuruFocus rates MIL:MFT with a GF Score™ of 41/100 and a GF Value™ of €0.81 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 2,349 Hardware companies, Matica Fintec SpA ranks worse than 96.51% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Matica Fintec SpA's Net Debt Paydown Yield % was -23.39%.


Matica Fintec SpA  (MIL:MFT) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Matica Fintec SpA Net Debt Paydown Yield % Related Terms


Matica Fintec SpA Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Matica Fintec SpA's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Matica Fintec SpA Net Debt Paydown Yield % Chart

Matica Fintec SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial -16.76 -5.36 6.16 9.94 -25.09

Matica Fintec SpA Semi-Annual Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.16 10.49 9.94 18.87 -25.09

MIL:MFT vs SNDK, DELL, STX: Net Debt Paydown Yield % Comparison

For the Computer Hardware subindustry, Matica Fintec SpA's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Matica Fintec SpA Net Debt Paydown Yield % vs Hardware Industry

For the Hardware industry and Technology sector, Matica Fintec SpA's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Matica Fintec SpA's Net Debt Paydown Yield % falls into.


MIL:MFT
41GF Score
Matica Fintec SpA MIL:MFT
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Matica Fintec SpA Net Debt Paydown Yield % Calculation

Matica Fintec SpA's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 8.77-25.42 )/66.35904
=-25.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -23.39% mean?
Matica Fintec SpA (MIL:MFT) has a Net Debt Paydown Yield % of -23.39% as of Jul. 08, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Matica Fintec SpA and its competitors. According to the industry distribution chart, Matica Fintec SpA ranks #2267 out of 2349 companies in the Hardware industry, placing it in the top 96.5%.
Is Matica Fintec SpA's Net Debt Paydown Yield % too high?
Matica Fintec SpA's current Net Debt Paydown Yield % is -23.39%. Based on the distribution chart, Matica Fintec SpA ranks #2267 out of 2349 companies in the Hardware industry, which is in the bottom quartile relative to peers. Overall, Matica Fintec SpA has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Matica Fintec SpA's Net Debt Paydown Yield % compare to SNDK and DELL?
According to the Hardware industry distribution chart, Matica Fintec SpA ranks #2267 out of 2349 companies for Net Debt Paydown Yield %. This places Matica Fintec SpA in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Hardware company?
A good Net Debt Paydown Yield % depends on the Hardware industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Matica Fintec SpA and its competitors. Matica Fintec SpA's current Net Debt Paydown Yield % is -23.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Matica Fintec SpA stock overvalued right now?
Based on GuruFocus' analysis, Matica Fintec SpA (MIL:MFT) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.81, compared to a current price of €2.08 — trading 156.8% above its estimated fair value. The current Net Debt Paydown Yield % is -23.39%. Matica Fintec SpA's overall GF Score™ is 41/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Matica Fintec SpA (MIL:MFT), the current Net Debt Paydown Yield % is -23.39% as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Matica Fintec SpA (MIL:MFT) Overvalued in 2026?

Based on GuruFocus' analysis, Matica Fintec SpA stock appears to be overvalued. The current stock price of €2.08 is trading 156.8% above its estimated GF Value™ of €0.81. GuruFocus considers Matica Fintec SpA to be Significantly Overvalued.

Key valuation signals for MIL:MFT:

  • Net Debt Paydown Yield %: -23.39%
  • GF Value™: €0.81 vs. price of €2.08 (156.8% above fair value)
  • GF Score™: 41/100 with 13 warning signs

No single metric tells the full story. See the MIL:MFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Matica Fintec SpA Business Description

Address Via Giuseppe Parini 2, Milan, ITA
Matica Fintec SpA designs, develops and sells technological solutions for Banking and Government Institutions. The company specializes in the design, development, and marketing of software and integrated security equipment for credit cards, identity cards, passports, driving licenses, access control badges, etc. Geographically, the company generates maximum revenue from its business in Europe and the rest from South America, Asia, the United States, Africa, United Arab Emirates, India, the Middle East, Italy, and other regions.
41GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.08
Price
€0.81
GF Value