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Matica Fintec SpAMIL:MFT -1.96%39 Debt-to-Equity is 0.78 as of Dec. 2025, which is 15% below its 10-year median of 0.92. GuruFocus rates MIL:MFT with a GF Score™ of 39/100 and a GF Value™ of €0.78 (Significantly Overvalued). The stock has 12 warning signs investors should review. Among 2,218 Hardware companies, Matica Fintec SpA ranks worse than 79.62% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Matica Fintec SpA's Debt-to-Equity or its related term are showing as below:
MIL:MFT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.66 Med: 0.92 Max: 1.83
Current: 0.78
During the past 8 years, the highest Debt-to-Equity Ratio of Matica Fintec SpA was 1.83. The lowest was 0.66. And the median was 0.92.
MIL:MFT's Debt-to-Equity is ranked worse than 79.62% of 2218
companies
in the Hardware industry
Industry Median: 0.27
vs MIL:MFT: 0.78
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Matica Fintec SpA Debt-to-Equity Related Terms
Matica Fintec SpA Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Matica Fintec SpA's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:MFT vs DELL, ANET, SNDK: Debt-to-Equity Comparison
For the Computer Hardware subindustry, Matica Fintec SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Matica Fintec SpA Debt-to-Equity vs Hardware Industry
For the Hardware industry and Technology sector, Matica Fintec SpA's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Matica Fintec SpA's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Matica Fintec SpA (MIL:MFT) has a Debt-to-Equity of 0.78 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Matica Fintec SpA and its competitors. This is 15% below median its historical median of 0.92. Over the past decade, Matica Fintec SpA's Debt-to-Equity has ranged from 0.66 to 1.83. According to the industry distribution chart, Matica Fintec SpA ranks #1766 out of 2218 companies in the Hardware industry, placing it in the top 79.6%.
Is Matica Fintec SpA's Debt-to-Equity too high?
Matica Fintec SpA's current Debt-to-Equity of 0.78 is 15% below median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.83. The Hardware industry median Debt-to-Equity is 0.27. Matica Fintec SpA's value of 0.78 is 188.9% above this industry median. Based on the distribution chart, Matica Fintec SpA ranks #1766 out of 2218 companies in the Hardware industry, which is in the bottom quartile relative to peers. Overall, Matica Fintec SpA has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Matica Fintec SpA's Debt-to-Equity compare to DELL and ANET?
According to the Hardware industry distribution chart, Matica Fintec SpA ranks #1766 out of 2218 companies for Debt-to-Equity. This places Matica Fintec SpA in the lower half of its industry. The industry median Debt-to-Equity is 0.27. Matica Fintec SpA's value of 0.78 is 188.9% above this benchmark. Historically, Matica Fintec SpA's own Debt-to-Equity has ranged from 0.66 to 1.83 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 0.27, Matica Fintec SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Hardware company?
The median Debt-to-Equity among Hardware companies is 0.27, based on 2,218 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Matica Fintec SpA's current Debt-to-Equity of 0.78 is 188.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Matica Fintec SpA and its competitors. For the Hardware industry, the median Debt-to-Equity is 0.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Matica Fintec SpA's current Debt-to-Equity is 0.78, which is 15% below median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Matica Fintec SpA stock overvalued right now?
Based on GuruFocus' analysis, Matica Fintec SpA (MIL:MFT) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.78, compared to a current price of €2.00 — trading 156.4% above its estimated fair value. The current Debt-to-Equity is 0.78, which is 15% below median its 10-year median of 0.92 and 188.9% above the Hardware industry median of 0.27. Matica Fintec SpA's overall GF Score™ is 39/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Matica Fintec SpA (MIL:MFT), the current Debt-to-Equity is 0.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Matica Fintec SpA (MIL:MFT) Overvalued in 2026?
Based on GuruFocus' analysis, Matica Fintec SpA stock appears to be overvalued.
The current stock price of €2.00 is trading 156.4% above its estimated GF Value™ of €0.78.
GuruFocus considers Matica Fintec SpA to be Significantly Overvalued.
Key valuation signals for MIL:MFT:
Debt-to-Equity: 0.78 (15% below median its 10-year median of 0.92)
GF Value™: €0.78 vs. price of €2.00 (156.4% above fair value)
Industry Position: 188.9% above the Hardware median (#1766 of 2218)
No single metric tells the full story. See the MIL:MFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Matica Fintec SpA designs, develops and sells technological solutions for Banking and Government Institutions. The company specializes in the design, development, and marketing of software and integrated security equipment for credit cards, identity cards, passports, driving licenses, access control badges, etc. Geographically, the company generates maximum revenue from its business in Europe and the rest from South America, Asia, the United States, Africa, United Arab Emirates, India, the Middle East, Italy, and other regions.
39GF Score
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