* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:INDOSTAR vs V, MA, AXP: Days Payable Comparison
For the Credit Services subindustry, Indostar Capital Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indostar Capital Finance Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indostar Capital Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where Indostar Capital Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Indostar Capital Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indostar Capital Finance (NSE:INDOSTAR) has a Days Payable of 0.03 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Indostar Capital Finance and its competitors. This is 99% below median its historical median of 3.89. Over the past decade, Indostar Capital Finance's Days Payable has ranged from 0.02 to 11.80. According to the industry distribution chart, Indostar Capital Finance ranks #300 out of 300 companies in the Credit Services industry.
Is Indostar Capital Finance's Days Payable too high?
Indostar Capital Finance's current Days Payable of 0.03 is 99% below median its 10-year median of 3.89. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 11.80. The Credit Services industry median Days Payable is 33.41. Indostar Capital Finance's value of 0.03 is 99.9% below this industry median. Based on the distribution chart, Indostar Capital Finance ranks #300 out of 300 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Indostar Capital Finance has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indostar Capital Finance's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Indostar Capital Finance ranks #300 out of 300 companies for Days Payable. This places Indostar Capital Finance in the lower half of its industry. The industry median Days Payable is 33.41. Indostar Capital Finance's value of 0.03 is 99.9% below this benchmark. Historically, Indostar Capital Finance's own Days Payable has ranged from 0.02 to 11.80 over the past decade. While the company's 10-year median is 3.89 vs. the industry median of 33.41, Indostar Capital Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indostar Capital Finance's current Days Payable of 0.03 is 99.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Indostar Capital Finance and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indostar Capital Finance's current Days Payable is 0.03, which is 99% below median its own 10-year median of 3.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indostar Capital Finance stock overvalued right now?
Based on GuruFocus' analysis, Indostar Capital Finance (NSE:INDOSTAR) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹226.72, compared to a current price of ₹269.55 — trading 18.9% above its estimated fair value. The current Days Payable is 0.03, which is 99% below median its 10-year median of 3.89 and 99.9% below the Credit Services industry median of 33.41. Indostar Capital Finance's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Indostar Capital Finance (NSE:INDOSTAR), the current Days Payable is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indostar Capital Finance (NSE:INDOSTAR) Overvalued in 2026?
Based on GuruFocus' analysis, Indostar Capital Finance stock appears to be overvalued.
The current stock price of ₹269.55 is trading 18.9% above its estimated GF Value™ of ₹226.72.
GuruFocus considers Indostar Capital Finance to be Modestly Overvalued.
Key valuation signals for NSE:INDOSTAR:
Days Payable: 0.03 (99% below median its 10-year median of 3.89)
GF Value™: ₹226.72 vs. price of ₹269.55 (18.9% above fair value)
Industry Position: 99.9% below the Credit Services median (#300 of 300)
No single metric tells the full story. See the NSE:INDOSTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indostar Capital Finance Ltd is a non-banking finance company. It is engaged in the business of lending to used and new commercial vehicles, corporates, SME businesses, and Micro businesses. Through its subsidiaries, it also offers investment advisory, housing finance, and asset management services. The group operates in the following segments: Large Corporate, SME, Commercial vehicle, and Housing Finance. The majority of its revenue is generated from the Commercial vehicle segment, which mainly consists of financing for used and new vehicles. Geographically, all of its operations are carried out within India.
73GF Score
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