Indostar Capital Finance (NSE:INDOSTAR) LT-Debt-to-Total-Asset: 0.58 (As of Mar. 2026)

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NSE:INDOSTAR Indostar Capital Finance Ltd NSE:INDOSTAR
69 GF Score
Price ₹269.45
GF Value ₹227.91
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Indostar Capital Finance LT-Debt-to-Total-Asset?

Indostar Capital Finance NSE:INDOSTAR -0.97% 69 LT-Debt-to-Total-Asset is 0.58 as of Mar. 2026. GuruFocus rates NSE:INDOSTAR with a GF Score™ of 69/100 and a GF Value™ of ₹227.91 (Modestly Overvalued). The stock has 10 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Indostar Capital Finance's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.58.

Indostar Capital Finance's long-term debt to total assets ratio increased from Mar. 2025 (0.24) to Mar. 2026 (0.58). It may suggest that Indostar Capital Finance is progressively becoming more dependent on debt to grow their business.

Indostar Capital Finance  (NSE:INDOSTAR) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Indostar Capital Finance LT-Debt-to-Total-Asset Related Terms

Indostar Capital Finance LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Indostar Capital Finance's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indostar Capital Finance LT-Debt-to-Total-Asset Chart

Indostar Capital Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.40 0.41 0.24 0.58

Indostar Capital Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.00 0.56 0.00 0.58
NSE:INDOSTAR
69GF Score
Indostar Capital Finance Ltd NSE:INDOSTAR
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Indostar Capital Finance LT-Debt-to-Total-Asset Calculation

Indostar Capital Finance's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=54767.6/95165.1
=0.58

Indostar Capital Finance's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=54767.6/95165.1
=0.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.58 mean?
Indostar Capital Finance (NSE:INDOSTAR) has a LT-Debt-to-Total-Asset of 0.58 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Indostar Capital Finance and its competitors.
Is Indostar Capital Finance's LT-Debt-to-Total-Asset too high?
Indostar Capital Finance's current LT-Debt-to-Total-Asset is 0.58. Overall, Indostar Capital Finance has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indostar Capital Finance's LT-Debt-to-Total-Asset compare to V and MA?
Indostar Capital Finance's LT-Debt-to-Total-Asset of 0.58 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Indostar Capital Finance and its competitors. Indostar Capital Finance's current LT-Debt-to-Total-Asset is 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indostar Capital Finance stock overvalued right now?
Based on GuruFocus' analysis, Indostar Capital Finance (NSE:INDOSTAR) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹227.91, compared to a current price of ₹269.45 — trading 18.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.58. Indostar Capital Finance's overall GF Score™ is 69/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Indostar Capital Finance (NSE:INDOSTAR), the current LT-Debt-to-Total-Asset is 0.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indostar Capital Finance (NSE:INDOSTAR) Overvalued in 2026?

Based on GuruFocus' analysis, Indostar Capital Finance stock appears to be overvalued. The current stock price of ₹269.45 is trading 18.2% above its estimated GF Value™ of ₹227.91. GuruFocus considers Indostar Capital Finance to be Modestly Overvalued.

Key valuation signals for NSE:INDOSTAR:

  • LT-Debt-to-Total-Asset: 0.58
  • GF Value™: ₹227.91 vs. price of ₹269.45 (18.2% above fair value)
  • GF Score™: 69/100 with 10 warning signs

No single metric tells the full story. See the NSE:INDOSTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Indostar Capital Finance Business Description

Other Exchanges 541336:India
Address Cardinal Gracious Road, Silver Utopia, Third Floor, Unit No 301-A, Opposite P & G Plaza, Chakala, Andheri East, Mumbai, MH, IND, 400099
Indostar Capital Finance Ltd is a non-banking finance company. It is engaged in the business of lending to used and new commercial vehicles, corporates, SME businesses, and Micro businesses. Through its subsidiaries, it also offers investment advisory, housing finance, and asset management services. The group operates in the following segments: Large Corporate, SME, Commercial vehicle, and Housing Finance. The majority of its revenue is generated from the Commercial vehicle segment, which mainly consists of financing for used and new vehicles. Geographically, all of its operations are carried out within India.
69GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹269.45
Price
₹227.91
GF Value