The historical rank and industry rank for Indostar Capital Finance's Net Margin % or its related term are showing as below:
NSE:INDOSTAR'
s Net Margin % Range Over the Past 10 Years
Min: -67.34 Med: 11.41 Max: 29.78
Current: 10.31
NSE:INDOSTAR's Net Margin % is ranked worse than 60.04% of 533
companies
in the Credit Services industry
Industry Median: 14.54
vs NSE:INDOSTAR: 10.31
Indostar Capital Finance (NSE:INDOSTAR) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Indostar Capital Finance Net Margin % Related Terms
Indostar Capital Finance Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:INDOSTAR vs V, MA, AXP: Net Margin % Comparison
For the Credit Services subindustry, Indostar Capital Finance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indostar Capital Finance Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indostar Capital Finance's Net Margin % distribution charts can be found below:
* The bar in red indicates where Indostar Capital Finance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indostar Capital Finance (NSE:INDOSTAR) has a Net Margin % of -123.86% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Indostar Capital Finance and its competitors. According to the industry distribution chart, Indostar Capital Finance ranks #320 out of 533 companies in the Credit Services industry, placing it in the top 60%.
Is Indostar Capital Finance's Net Margin % too high?
Indostar Capital Finance's current Net Margin % is -123.86%. Based on the distribution chart, Indostar Capital Finance ranks #320 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, Indostar Capital Finance has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indostar Capital Finance's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Indostar Capital Finance ranks #320 out of 533 companies for Net Margin %. This places Indostar Capital Finance in the lower half of its industry. The industry median Net Margin % is 14.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.54, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Indostar Capital Finance and its competitors. For the Credit Services industry, the median Net Margin % is 14.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indostar Capital Finance's current Net Margin % is -123.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indostar Capital Finance stock overvalued right now?
Based on GuruFocus' analysis, Indostar Capital Finance (NSE:INDOSTAR) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹230.91, compared to a current price of ₹258.43 — trading 11.9% above its estimated fair value. The current Net Margin % is -123.86%. Indostar Capital Finance's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Indostar Capital Finance (NSE:INDOSTAR), the current Net Margin % is -123.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indostar Capital Finance (NSE:INDOSTAR) Overvalued in 2026?
Based on GuruFocus' analysis, Indostar Capital Finance stock appears to be overvalued.
The current stock price of ₹258.43 is trading 11.9% above its estimated GF Value™ of ₹230.91.
GuruFocus considers Indostar Capital Finance to be Modestly Overvalued.
Key valuation signals for NSE:INDOSTAR:
Net Margin %: -123.86%
GF Value™: ₹230.91 vs. price of ₹258.43 (11.9% above fair value)
No single metric tells the full story. See the NSE:INDOSTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indostar Capital Finance Ltd is a non-banking finance company. It is engaged in the business of lending to used and new commercial vehicles, corporates, SME businesses, and Micro businesses. Through its subsidiaries, it also offers investment advisory, housing finance, and asset management services. The group operates in the following segments: Large Corporate, SME, Commercial vehicle, and Housing Finance. The majority of its revenue is generated from the Commercial vehicle segment, which mainly consists of financing for used and new vehicles. Geographically, all of its operations are carried out within India.
65GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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