Indostar Capital Finance (NSE:INDOSTAR) ROCE %: 3.74% (As of Mar. 2026)

What is Indostar Capital Finance ROCE %?

Indostar Capital Finance NSE:INDOSTAR -1.34% 67 ROCE % is 3.74% as of Mar. 2026. GuruFocus rates NSE:INDOSTAR with a GF Score™ of 67/100 and a GF Value™ of ₹230.91 (Fairly Valued). The stock has 8 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Indostar Capital Finance's annualized ROCE % for the quarter that ended in Mar. 2026 was 3.74%.

Indostar Capital Finance (NSE:INDOSTAR) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Indostar Capital Finance ROCE % Related Terms

Indostar Capital Finance ROCE % Historical Data

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The historical data trend for Indostar Capital Finance's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indostar Capital Finance ROCE % Chart

Indostar Capital Finance Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

ROCE %

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-11.61

4.86

4.51

1.32

2.88

Indostar Capital Finance Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
ROCE %	Get a 7-Day Free Trial															1.69	0.56	2.31	3.13	3.74

67GF Score

Indostar Capital Finance Ltd NSE:INDOSTAR

ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.

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Indostar Capital Finance ROCE % Calculation

Indostar Capital Finance's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %	=	EBIT	/	( (Capital Employed	+	Capital Employed)	/ count )
		(A: Mar. 2026 )		(A: Mar. 2025 )		(A: Mar. 2026 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(A: Mar. 2026 )		(A: Mar. 2025 )		(A: Mar. 2026 )
	=	2355.5	/	( ( (132558.956 - 64024.168)	+	(95165.1 - 106.6) )	/ 2 )
	=	2355.5	/	( (68534.788	+	95058.5)	/ 2 )
	=	2355.5	/	81796.644
	=	2.88 %

Indostar Capital Finance's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %	=	EBIT ⁽¹⁾	/	( (Capital Employed	+	Capital Employed)	/ count )
		(Q: Mar. 2026 )		(Q: Dec. 2025 )		(Q: Mar. 2026 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(Q: Mar. 2026 )		(Q: Dec. 2025 )		(Q: Mar. 2026 )
	=	3553.2	/	( ( (0 - 0)	+	(95165.1 - 106.6) )	/ 1 )
	=	3553.2	/	( ( 0	+	95058.5 )	/ 1 )
	=	3553.2	/	95058.5
	=	3.74 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

Frequently Asked Questions Learn more about ROCE % →

What does a ROCE % of 3.74% mean?

Indostar Capital Finance (NSE:INDOSTAR) has a ROCE % of 3.74% as of Mar. 2026.

Is Indostar Capital Finance's ROCE % too high?

Indostar Capital Finance's current ROCE % is 3.74%. The Credit Services industry median ROCE % is 3.46. Indostar Capital Finance's value of 3.74% is 8.1% above this industry median. Overall, Indostar Capital Finance has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Indostar Capital Finance's ROCE % compare to V and MA?

Indostar Capital Finance's ROCE % of 3.74% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.46. Indostar Capital Finance's value of 3.74% is 8.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROCE % for a Credit Services company?

The median ROCE % among Credit Services companies is 3.46, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indostar Capital Finance's current ROCE % of 3.74% is 8.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROCE % mean?

A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indostar Capital Finance's current ROCE % is 3.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Indostar Capital Finance stock overvalued right now?

Based on GuruFocus' analysis, Indostar Capital Finance (NSE:INDOSTAR) is currently considered Fairly Valued. The stock's GF Value™ is ₹230.91, compared to a current price of ₹254.96 — trading 10.4% above its estimated fair value. The current ROCE % is 3.74% and 8.1% above the Credit Services industry median of 3.46. Indostar Capital Finance's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROCE % calculated?

ROCE % is calculated from a company's financial statements. For Indostar Capital Finance (NSE:INDOSTAR), the current ROCE % is 3.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indostar Capital Finance (NSE:INDOSTAR) Overvalued in 2026?

Based on GuruFocus' analysis, Indostar Capital Finance stock appears to be overvalued. The current stock price of ₹254.96 is trading 10.4% above its estimated GF Value™ of ₹230.91. GuruFocus considers Indostar Capital Finance to be Fairly Valued.

Key valuation signals for NSE:INDOSTAR:

ROCE %: 3.74%
GF Value™: ₹230.91 vs. price of ₹254.96 (10.4% above fair value)
GF Score™: 67/100 with 8 warning signs
Industry Position: 8.1% above the Credit Services median

No single metric tells the full story. See the NSE:INDOSTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Indostar Capital Finance Business Description

Industry Financial Services Credit Services

Comparable Companies NSE:AYE NSE:KISSHT NSE:NORTHARC BOM:526650 BOM:544055 BOM:543652 BOM:532900 BOM:543766 BOM:544027 BOM:540749 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges 541336:India

Address Cardinal Gracious Road, Silver Utopia, Third Floor, Unit No 301-A, Opposite P & G Plaza, Chakala, Andheri East, Mumbai, MH, IND, 400099

Website https://www.indostarcapital.com

Indostar Capital Finance Ltd is a non-banking finance company. It is engaged in the business of lending to used and new commercial vehicles, corporates, SME businesses, and Micro businesses. Through its subsidiaries, it also offers investment advisory, housing finance, and asset management services. The group operates in the following segments: Large Corporate, SME, Commercial vehicle, and Housing Finance. The majority of its revenue is generated from the Commercial vehicle segment, which mainly consists of financing for used and new vehicles. Geographically, all of its operations are carried out within India.

67GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹254.96

Price

₹230.91

GF Value

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