Indostar Capital Finance (NSE:INDOSTAR) EV-to-EBITDA: 26.99 (As of Sep. 15, 2026) — 170% Above Median

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NSE:INDOSTAR Indostar Capital Finance Ltd NSE:INDOSTAR
68 GF Score
Price ₹244.38
GF Value ₹224.01
Valuation Fairly Valued
! 9 Warning Signs
View Full Analysis

What is Indostar Capital Finance EV-to-EBITDA?

Indostar Capital Finance NSE:INDOSTAR -1.02% 68 EV-to-EBITDA is 26.99 as of Sep. 15, 2026, which is 170% above its 10-year median of 9.99. GuruFocus rates NSE:INDOSTAR with a GF Score™ of 68/100 and a GF Value™ of ₹224.01 (Fairly Valued). The stock has 9 warning signs investors should review. Among 324 Credit Services companies, Indostar Capital Finance ranks worse than 62.96% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Indostar Capital Finance's enterprise value is ₹90,294 Mil. Indostar Capital Finance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₹3,346 Mil. Therefore, Indostar Capital Finance's EV-to-EBITDA for today is 26.99.

The historical rank and industry rank for Indostar Capital Finance's EV-to-EBITDA or its related term are showing as below:

NSE:INDOSTAR' s EV-to-EBITDA Range Over the Past 10 Years
Min: -1320.81   Med: 9.99   Max: 900.17
Current: 26.99

During the past 13 years, the highest EV-to-EBITDA of Indostar Capital Finance was 900.17. The lowest was -1320.81. And the median was 9.99.

NSE:INDOSTAR's EV-to-EBITDA is ranked worse than
62.96% of 324 companies
in the Credit Services industry
Industry Median: 20.255 vs NSE:INDOSTAR: 26.99

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-15), Indostar Capital Finance's stock price is ₹244.38. Indostar Capital Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹-24.210. Therefore, Indostar Capital Finance's PE Ratio (TTM) for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Indostar Capital Finance  (NSE:INDOSTAR) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Indostar Capital Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=244.38/-24.210
=At Loss

Indostar Capital Finance's share price for today is ₹244.38.
Indostar Capital Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-24.210.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Indostar Capital Finance EV-to-EBITDA Related Terms


Indostar Capital Finance EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Indostar Capital Finance's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indostar Capital Finance EV-to-EBITDA Chart

Indostar Capital Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -12.40 17.16 24.26 21.97 12.62

Indostar Capital Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.45 56.98 17.93 12.62 12.14

NSE:INDOSTAR vs V, MA, AXP: EV-to-EBITDA Comparison

For the Credit Services subindustry, Indostar Capital Finance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indostar Capital Finance EV-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Indostar Capital Finance's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Indostar Capital Finance's EV-to-EBITDA falls into.


NSE:INDOSTAR
68GF Score
Indostar Capital Finance Ltd NSE:INDOSTAR
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indostar Capital Finance EV-to-EBITDA Calculation

Indostar Capital Finance's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=90293.960/3345.6
=26.99

Indostar Capital Finance's current Enterprise Value is ₹90,294 Mil.
Indostar Capital Finance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹3,346 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 26.99 mean?
Indostar Capital Finance (NSE:INDOSTAR) has a EV-to-EBITDA of 26.99 as of Sep. 15, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Indostar Capital Finance. This is 170% above median its historical median of 9.99. According to the industry distribution chart, Indostar Capital Finance ranks #204 out of 324 companies in the Credit Services industry, placing it in the top 63%.
Is Indostar Capital Finance's EV-to-EBITDA too high?
Indostar Capital Finance's current EV-to-EBITDA of 26.99 is 170% above median its 10-year median of 9.99. The Credit Services industry median EV-to-EBITDA is 20.26. Indostar Capital Finance's value of 26.99 is 33.3% above this industry median. Based on the distribution chart, Indostar Capital Finance ranks #204 out of 324 companies in the Credit Services industry, which is below the industry midpoint. Overall, Indostar Capital Finance has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Indostar Capital Finance's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Indostar Capital Finance ranks #204 out of 324 companies for EV-to-EBITDA. This places Indostar Capital Finance in the lower half of its industry. The industry median EV-to-EBITDA is 20.26. Indostar Capital Finance's value of 26.99 is 33.3% above this benchmark. While the company's 10-year median is 9.99 vs. the industry median of 20.26, Indostar Capital Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 20.26, based on 324 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indostar Capital Finance's current EV-to-EBITDA of 26.99 is 33.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Indostar Capital Finance. For the Credit Services industry, the median EV-to-EBITDA is 20.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indostar Capital Finance's current EV-to-EBITDA is 26.99, which is 170% above median its own 10-year median of 9.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indostar Capital Finance stock overvalued right now?
Based on GuruFocus' analysis, Indostar Capital Finance (NSE:INDOSTAR) is currently considered Fairly Valued. The stock's GF Value™ is ₹224.01, compared to a current price of ₹244.38 — trading 9.1% above its estimated fair value. The current EV-to-EBITDA is 26.99, which is 170% above median its 10-year median of 9.99 and 33.3% above the Credit Services industry median of 20.26. Indostar Capital Finance's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Indostar Capital Finance (NSE:INDOSTAR), the current EV-to-EBITDA is 26.99 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indostar Capital Finance (NSE:INDOSTAR) Overvalued in 2026?

Based on GuruFocus' analysis, Indostar Capital Finance stock appears to be overvalued. The current stock price of ₹244.38 is trading 9.1% above its estimated GF Value™ of ₹224.01. GuruFocus considers Indostar Capital Finance to be Fairly Valued.

Key valuation signals for NSE:INDOSTAR:

  • EV-to-EBITDA: 26.99 (170% above median its 10-year median of 9.99)
  • GF Value™: ₹224.01 vs. price of ₹244.38 (9.1% above fair value)
  • GF Score™: 68/100 with 9 warning signs
  • Industry Position: 33.3% above the Credit Services median (#204 of 324)

No single metric tells the full story. See the NSE:INDOSTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indostar Capital Finance Business Description

Other Exchanges 541336:India
Address Cardinal Gracious Road, Silver Utopia, Third Floor, Unit No 301-A, Opposite P & G Plaza, Chakala, Andheri East, Mumbai, MH, IND, 400099
Indostar Capital Finance Ltd is a non-banking finance company. It is engaged in the business of lending to used and new commercial vehicles, corporates, SME businesses, and Micro businesses. Through its subsidiaries, it also offers investment advisory, housing finance, and asset management services. The group operates in the following segments: Large Corporate, SME, Commercial vehicle, and Housing Finance. The majority of its revenue is generated from the Commercial vehicle segment, which mainly consists of financing for used and new vehicles. Geographically, all of its operations are carried out within India.
68GF Score

Get the complete analysis for NSE:INDOSTAR

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹244.38
Price
₹224.01
GF Value