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Indostar Capital Finance Ltd stock PB Ratio (=1.11) is close to 1-year high of 1.11.
The historical rank and industry rank for Indostar Capital Finance's PB Ratio or its related term are showing as below:
NSE:INDOSTAR'
s PB Ratio Range Over the Past 10 Years
Min: 0.46 Med: 0.96 Max: 2.58
Current: 1.07
During the past 13 years, Indostar Capital Finance's highest PB Ratio was 2.58. The lowest was 0.46. And the median was 0.96.
NSE:INDOSTAR's PB Ratio is ranked worse than 53.33% of 525
companies
in the Credit Services industry
Industry Median: 1.06
vs NSE:INDOSTAR: 1.07
During the past 12 months, Indostar Capital Finance's average Book Value Per Share Growth Rate was -12.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -1.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Indostar Capital Finance was 24.40% per year. The lowest was -12.90% per year. And the median was 8.45% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Indostar Capital Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indostar Capital Finance PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indostar Capital Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Indostar Capital Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Indostar Capital Finance (NSE:INDOSTAR) has a PB Ratio of 1.07 as of Aug. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Indostar Capital Finance and its competitors. This is 11% above median its historical median of 0.96. Over the past decade, Indostar Capital Finance's PB Ratio has ranged from 0.46 to 2.58. According to the industry distribution chart, Indostar Capital Finance ranks #280 out of 525 companies in the Credit Services industry, placing it in the top 53.3%.
Is Indostar Capital Finance's PB Ratio too high?
Indostar Capital Finance's current PB Ratio of 1.07 is 11% above median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 2.58. The Credit Services industry median PB Ratio is 1.06. Indostar Capital Finance's value of 1.07 is 0.9% above this industry median. Based on the distribution chart, Indostar Capital Finance ranks #280 out of 525 companies in the Credit Services industry, which is below the industry midpoint. Overall, Indostar Capital Finance has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Indostar Capital Finance's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Indostar Capital Finance ranks #280 out of 525 companies for PB Ratio. This places Indostar Capital Finance in the lower half of its industry. The industry median PB Ratio is 1.06. Indostar Capital Finance's value of 1.07 is 0.9% above this benchmark. Historically, Indostar Capital Finance's own PB Ratio has ranged from 0.46 to 2.58 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 1.06, Indostar Capital Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indostar Capital Finance's current PB Ratio of 1.07 is 0.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Indostar Capital Finance and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indostar Capital Finance's current PB Ratio is 1.07, which is 11% above median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indostar Capital Finance stock overvalued right now?
Based on GuruFocus' analysis, Indostar Capital Finance (NSE:INDOSTAR) is currently considered Fairly Valued. The stock's GF Value™ is ₹240.05, compared to a current price of ₹250.00 — trading 4.1% above its estimated fair value. The current PB Ratio is 1.07, which is 11% above median its 10-year median of 0.96 and 0.9% above the Credit Services industry median of 1.06. Indostar Capital Finance's overall GF Score™ is 70/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Indostar Capital Finance (NSE:INDOSTAR), the current PB Ratio is 1.07 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indostar Capital Finance (NSE:INDOSTAR) Overvalued in 2026?
Based on GuruFocus' analysis, Indostar Capital Finance stock appears to be overvalued.
The current stock price of ₹250.00 is trading 4.1% above its estimated GF Value™ of ₹240.05.
GuruFocus considers Indostar Capital Finance to be Fairly Valued.
Key valuation signals for NSE:INDOSTAR:
PB Ratio: 1.07 (11% above median its 10-year median of 0.96)
GF Value™: ₹240.05 vs. price of ₹250.00 (4.1% above fair value)
Industry Position: 0.9% above the Credit Services median (#280 of 525)
No single metric tells the full story. See the NSE:INDOSTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indostar Capital Finance Ltd is a non-banking finance company. It is engaged in the business of lending to used and new commercial vehicles, corporates, SME businesses, and Micro businesses. Through its subsidiaries, it also offers investment advisory, housing finance, and asset management services. The group operates in the following segments: Large Corporate, SME, Commercial vehicle, and Housing Finance. The majority of its revenue is generated from the Commercial vehicle segment, which mainly consists of financing for used and new vehicles. Geographically, all of its operations are carried out within India.
70GF Score
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