Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ValueMax GroupSGX:T6I 61 Days Payable is 4.32 as of Jun. 2026, which is 1390% above its 10-year median of 0.29. GuruFocus rates SGX:T6I with a GF Score™ of 61/100 and a GF Value™ of S$0.64 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,102 Retail - Cyclical companies, ValueMax Group ranks worse than 95.19% on this metric.
The historical data trend for ValueMax Group's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, ValueMax Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ValueMax Group Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, ValueMax Group's Days Payable distribution charts can be found below:
* The bar in red indicates where ValueMax Group's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
ValueMax Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ValueMax Group (SGX:T6I) has a Days Payable of 4.32 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on ValueMax Group and its competitors. This is 1390% above median its historical median of 0.29. Over the past decade, ValueMax Group's Days Payable has ranged from 0.07 to 4.91. According to the industry distribution chart, ValueMax Group ranks #1049 out of 1102 companies in the Retail - Cyclical industry, placing it in the top 95.2%.
Is ValueMax Group's Days Payable too high?
ValueMax Group's current Days Payable of 4.32 is 1390% above median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 4.91. The Retail - Cyclical industry median Days Payable is 50.41. ValueMax Group's value of 4.32 is 91.4% below this industry median. Based on the distribution chart, ValueMax Group ranks #1049 out of 1102 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, ValueMax Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ValueMax Group's Days Payable compare to TPR?
According to the Retail - Cyclical industry distribution chart, ValueMax Group ranks #1049 out of 1102 companies for Days Payable. This places ValueMax Group in the lower half of its industry. The industry median Days Payable is 50.41. ValueMax Group's value of 4.32 is 91.4% below this benchmark. Historically, ValueMax Group's own Days Payable has ranged from 0.07 to 4.91 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 50.41, ValueMax Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 50.41, based on 1,102 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ValueMax Group's current Days Payable of 4.32 is 91.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on ValueMax Group and its competitors. For the Retail - Cyclical industry, the median Days Payable is 50.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ValueMax Group's current Days Payable is 4.32, which is 1390% above median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ValueMax Group stock overvalued right now?
Based on GuruFocus' analysis, ValueMax Group (SGX:T6I) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.64, compared to a current price of S$0.96 — trading 50% above its estimated fair value. The current Days Payable is 4.32, which is 1390% above median its 10-year median of 0.29 and 91.4% below the Retail - Cyclical industry median of 50.41. ValueMax Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For ValueMax Group (SGX:T6I), the current Days Payable is 4.32 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ValueMax Group (SGX:T6I) Overvalued in 2026?
Based on GuruFocus' analysis, ValueMax Group stock appears to be overvalued.
The current stock price of S$0.96 is trading 50% above its estimated GF Value™ of S$0.64.
GuruFocus considers ValueMax Group to be Significantly Overvalued.
Key valuation signals for SGX:T6I:
Days Payable: 4.32 (1390% above median its 10-year median of 0.29)
GF Value™: S$0.64 vs. price of S$0.96 (50% above fair value)
Industry Position: 91.4% below the Retail - Cyclical median (#1049 of 1102)
No single metric tells the full story. See the SGX:T6I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ValueMax Group Ltd provides pawnbroking and moneylending services, as well as the retail and trading of pre-owned jewellery and gold. The objective of the company is to be a trusted alternative financial services provider. The group is organized into four operating segments, namely: Pawnbroking, Retail and trading of jewellery and gold, Moneylending, and Other operations, including investment holding and provision of other support services. Its business activities are mainly conducted in Singapore. The retail and trading of jewellery and gold segments generate maximum revenue for the company.
61GF Score
Get the complete analysis for SGX:T6I
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SGX:T6I has been successfully added to your 
