ValueMax Group (SGX:T6I) Net Debt Paydown Yield % : -26.05% (As of Sep. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:T6I ValueMax Group Ltd SGX:T6I
59 GF Score
Price S$1.00
GF Value S$0.59
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is ValueMax Group Net Debt Paydown Yield %?

ValueMax Group SGX:T6I +0.51% 59 Net Debt Paydown Yield % is -26.05% as of Sep. 15, 2026. GuruFocus rates SGX:T6I with a GF Score™ of 59/100 and a GF Value™ of S$0.59 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,057 Retail - Cyclical companies, ValueMax Group ranks worse than 93.85% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, ValueMax Group's Net Debt Paydown Yield % was -26.05%.


ValueMax Group  (SGX:T6I) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


ValueMax Group Net Debt Paydown Yield % Related Terms


ValueMax Group Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for ValueMax Group's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ValueMax Group Net Debt Paydown Yield % Chart

ValueMax Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -35.25 -69.68 -32.33 -3.08 -17.20

ValueMax Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.89 -3.08 -17.39 -17.20 -28.98

SGX:T6I vs TPR: Net Debt Paydown Yield % Comparison

For the Luxury Goods subindustry, ValueMax Group's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ValueMax Group Net Debt Paydown Yield % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, ValueMax Group's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where ValueMax Group's Net Debt Paydown Yield % falls into.


SGX:T6I
59GF Score
ValueMax Group Ltd SGX:T6I
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ValueMax Group Net Debt Paydown Yield % Calculation

ValueMax Group's Net Debt Paydown Yield % for the quarter that ended in Jun. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 734.1-978.33 )/842.78461
=-28.98 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -26.05% mean?
ValueMax Group (SGX:T6I) has a Net Debt Paydown Yield % of -26.05% as of Sep. 15, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on ValueMax Group and its competitors. According to the industry distribution chart, ValueMax Group ranks #992 out of 1057 companies in the Retail - Cyclical industry, placing it in the top 93.9%.
Is ValueMax Group's Net Debt Paydown Yield % too high?
ValueMax Group's current Net Debt Paydown Yield % is -26.05%. Based on the distribution chart, ValueMax Group ranks #992 out of 1057 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, ValueMax Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ValueMax Group's Net Debt Paydown Yield % compare to TPR?
According to the Retail - Cyclical industry distribution chart, ValueMax Group ranks #992 out of 1057 companies for Net Debt Paydown Yield %. This places ValueMax Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Retail - Cyclical company?
A good Net Debt Paydown Yield % depends on the Retail - Cyclical industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on ValueMax Group and its competitors. ValueMax Group's current Net Debt Paydown Yield % is -26.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ValueMax Group stock overvalued right now?
Based on GuruFocus' analysis, ValueMax Group (SGX:T6I) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.59, compared to a current price of S$1.00 — trading 68.6% above its estimated fair value. The current Net Debt Paydown Yield % is -26.05%. ValueMax Group's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For ValueMax Group (SGX:T6I), the current Net Debt Paydown Yield % is -26.05% as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ValueMax Group (SGX:T6I) Overvalued in 2026?

Based on GuruFocus' analysis, ValueMax Group stock appears to be overvalued. The current stock price of S$1.00 is trading 68.6% above its estimated GF Value™ of S$0.59. GuruFocus considers ValueMax Group to be Significantly Overvalued.

Key valuation signals for SGX:T6I:

  • Net Debt Paydown Yield %: -26.05%
  • GF Value™: S$0.59 vs. price of S$1.00 (68.6% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the SGX:T6I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ValueMax Group Business Description

Address 261 Waterloo Street, Number 01-35, Singapore, SGP, 180261
ValueMax Group Ltd provides pawnbroking and moneylending services, as well as the retail and trading of pre-owned jewellery and gold. The objective of the company is to be a trusted alternative financial services provider. The group is organized into four operating segments, namely: Pawnbroking, Retail and trading of jewellery and gold, Moneylending, and Other operations, including investment holding and provision of other support services. Its business activities are mainly conducted in Singapore. The retail and trading of jewellery and gold segments generate maximum revenue for the company.
59GF Score

Get the complete analysis for SGX:T6I

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$1.00
Price
S$0.59
GF Value