ValueMax Group (SGX:T6I) Return-on-Tangible-Equity: 20.04% (As of Jun. 2026) — 52% Above Median

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SGX:T6I ValueMax Group Ltd SGX:T6I
61 GF Score
Price S$0.96
GF Value S$0.64
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is ValueMax Group Return-on-Tangible-Equity?

ValueMax Group SGX:T6I 61 Return-on-Tangible-Equity is 20.04% as of Jun. 2026, which is 52% above its 10-year median of 13.20. GuruFocus rates SGX:T6I with a GF Score™ of 61/100 and a GF Value™ of S$0.64 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,058 Retail - Cyclical companies, ValueMax Group ranks better than 69.57% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. ValueMax Group's annualized net income for the quarter that ended in Jun. 2026 was S$125.2 Mil. ValueMax Group's average shareholder tangible equity for the quarter that ended in Jun. 2026 was S$625.0 Mil. Therefore, ValueMax Group's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 20.04%.

The historical rank and industry rank for ValueMax Group's Return-on-Tangible-Equity or its related term are showing as below:

SGX:T6I' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.71   Med: 13.2   Max: 19.37
Current: 19.37

During the past 13 years, ValueMax Group's highest Return-on-Tangible-Equity was 19.37%. The lowest was 9.71%. And the median was 13.20%.

SGX:T6I's Return-on-Tangible-Equity is ranked better than
69.57% of 1058 companies
in the Retail - Cyclical industry
Industry Median: 8.71 vs SGX:T6I: 19.37

ValueMax Group  (SGX:T6I) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


ValueMax Group Return-on-Tangible-Equity Related Terms


ValueMax Group Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for ValueMax Group's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ValueMax Group Return-on-Tangible-Equity Chart

ValueMax Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.53 12.96 13.44 17.72 18.28

ValueMax Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.00 19.46 17.97 18.60 20.04

SGX:T6I vs TPR: Return-on-Tangible-Equity Comparison

For the Luxury Goods subindustry, ValueMax Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ValueMax Group Return-on-Tangible-Equity vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, ValueMax Group's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where ValueMax Group's Return-on-Tangible-Equity falls into.


SGX:T6I
61GF Score
ValueMax Group Ltd SGX:T6I
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ValueMax Group Return-on-Tangible-Equity Calculation

ValueMax Group's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=102.082/( (511.75+605.096 )/ 2 )
=102.082/558.423
=18.28 %

ValueMax Group's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jun. 2026 )  (Q: Dec. 2025 )(Q: Jun. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Dec. 2025 )(Q: Jun. 2026 )
=125.23/( (605.096+644.89)/ 2 )
=125.23/624.993
=20.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Jun. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 20.04% mean?
ValueMax Group (SGX:T6I) has a Return-on-Tangible-Equity of 20.04% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on ValueMax Group and its competitors. This is 52% above median its historical median of 13.20. Over the past decade, ValueMax Group's Return-on-Tangible-Equity has ranged from 9.71 to 19.37. According to the industry distribution chart, ValueMax Group ranks #322 out of 1058 companies in the Retail - Cyclical industry, placing it in the top 30.4%.
Is ValueMax Group's Return-on-Tangible-Equity too high?
ValueMax Group's current Return-on-Tangible-Equity of 20.04% is 52% above median its 10-year median of 13.20. Over the past 10 years, this metric has ranged from a low of 9.71 to a high of 19.37. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.71. ValueMax Group's value of 20.04% is 130.1% above this industry median. Based on the distribution chart, ValueMax Group ranks #322 out of 1058 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, ValueMax Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ValueMax Group's Return-on-Tangible-Equity compare to TPR?
According to the Retail - Cyclical industry distribution chart, ValueMax Group ranks #322 out of 1058 companies for Return-on-Tangible-Equity. This puts ValueMax Group in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.71. ValueMax Group's value of 20.04% is 130.1% above this benchmark. Historically, ValueMax Group's own Return-on-Tangible-Equity has ranged from 9.71 to 19.37 over the past decade. While the company's 10-year median is 13.20 vs. the industry median of 8.71, ValueMax Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.71, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ValueMax Group's current Return-on-Tangible-Equity of 20.04% is 130.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on ValueMax Group and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ValueMax Group's current Return-on-Tangible-Equity is 20.04%, which is 52% above median its own 10-year median of 13.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ValueMax Group stock overvalued right now?
Based on GuruFocus' analysis, ValueMax Group (SGX:T6I) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.64, compared to a current price of S$0.96 — trading 50% above its estimated fair value. The current Return-on-Tangible-Equity is 20.04%, which is 52% above median its 10-year median of 13.20 and 130.1% above the Retail - Cyclical industry median of 8.71. ValueMax Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For ValueMax Group (SGX:T6I), the current Return-on-Tangible-Equity is 20.04% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ValueMax Group (SGX:T6I) Overvalued in 2026?

Based on GuruFocus' analysis, ValueMax Group stock appears to be overvalued. The current stock price of S$0.96 is trading 50% above its estimated GF Value™ of S$0.64. GuruFocus considers ValueMax Group to be Significantly Overvalued.

Key valuation signals for SGX:T6I:

  • Return-on-Tangible-Equity: 20.04% (52% above median its 10-year median of 13.20)
  • GF Value™: S$0.64 vs. price of S$0.96 (50% above fair value)
  • GF Score™: 61/100 with 5 warning signs
  • Industry Position: 130.1% above the Retail - Cyclical median (#322 of 1058)

No single metric tells the full story. See the SGX:T6I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ValueMax Group Business Description

Address 261 Waterloo Street, Number 01-35, Singapore, SGP, 180261
ValueMax Group Ltd provides pawnbroking and moneylending services, as well as the retail and trading of pre-owned jewellery and gold. The objective of the company is to be a trusted alternative financial services provider. The group is organized into four operating segments, namely: Pawnbroking, Retail and trading of jewellery and gold, Moneylending, and Other operations, including investment holding and provision of other support services. Its business activities are mainly conducted in Singapore. The retail and trading of jewellery and gold segments generate maximum revenue for the company.
61GF Score

Get the complete analysis for SGX:T6I

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.96
Price
S$0.64
GF Value