VroomVRM +8.15%38 Days Payable is 0.00 as of Mar. 2026. GuruFocus rates VRM with a GF Score™ of 38/100 and a GF Value™ of $3.51 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 302 Credit Services companies, Vroom ranks worse than 331125.5% on this metric.
Vroom's average Accounts Payable for the
three
months ended in Mar. 2026 was $0.00 Mil. Vroom's Cost of Goods Sold for the
three
months ended in Mar. 2026 was $19.15 Mil.
Hence, Vroom's Days Payable for the
three
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Vroom's Days Payable or its related term are showing as below:
During the past 8 years, Vroom's highest Days Payable was 9.35. The lowest was 5.24. And the median was 6.81.
VRM's Days Payable is not ranked *
in the Credit Services industry.
Industry Median: 33.405 * Ranked among companies with meaningful Days Payable only.
Vroom's Days Payable
stayed the same
from Mar. 2025 (0.00) to Mar. 2026 (0.00).
stayed the same
Vroom Days Payable Related Terms
Vroom Days Payable Historical Data
* Premium members only.
The historical data trend for Vroom's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Vroom's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vroom Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vroom's Days Payable distribution charts can be found below:
* The bar in red indicates where Vroom's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Vroom's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vroom (VRM) has a Days Payable of 0.00 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Vroom and its competitors. Over the past decade, Vroom's Days Payable has ranged from 5.24 to 9.35. According to the industry distribution chart, Vroom ranks #999999 out of 302 companies in the Credit Services industry.
Is Vroom's Days Payable too high?
Vroom's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 5.24 to a high of 9.35. Based on the distribution chart, Vroom ranks #999999 out of 302 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Vroom has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vroom's Days Payable compare to JF and AIJTY?
According to the Credit Services industry distribution chart, Vroom ranks #999999 out of 302 companies for Days Payable. This places Vroom in the lower half of its industry. The industry median Days Payable is 33.41. Historically, Vroom's own Days Payable has ranged from 5.24 to 9.35 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Vroom and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vroom's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vroom stock overvalued right now?
Based on GuruFocus' analysis, Vroom (VRM) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.51, compared to a current price of $9.55 — trading 171.9% above its estimated fair value. The current Days Payable is 0.00. Vroom's overall GF Score™ is 38/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Vroom (VRM), the current Days Payable is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vroom (VRM) Overvalued in 2026?
Based on GuruFocus' analysis, Vroom stock appears to be overvalued.
The current stock price of $9.55 is trading 171.9% above its estimated GF Value™ of $3.51.
GuruFocus considers Vroom to be Significantly Overvalued.
Key valuation signals for VRM:
Days Payable: 0.00
GF Value™: $3.51 vs. price of $9.55 (171.9% above fair value)
No single metric tells the full story. See the VRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vroom Inc is an end-to-end e-commerce platform for the used vehicles industry. The company offers vehicle financing to consumers through third-party dealers and an artificial intelligence ("AI")-powered analytics and digital services platform supporting the automotive industry.
38GF Score
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