Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
VroomVRM -0.36%46 FCF Margin % is 39.69% as of Jun. 2026. GuruFocus rates VRM with a GF Score™ of 46/100 and a GF Value™ of $16.40 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 535 Credit Services companies, Vroom ranks better than 92.34% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Vroom's Free Cash Flow for the
three
months ended in Jun. 2026 was $17.31 Mil. Vroom's Revenue for the
three
months ended in Jun. 2026 was $43.61 Mil. Therefore, Vroom's FCF Margin % for the quarter that ended in Jun. 2026 was 39.69%.
The historical data trend for Vroom's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Vroom's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vroom FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vroom's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Vroom's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vroom (VRM) has a FCF Margin % of 39.69% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Vroom and its competitors. According to the industry distribution chart, Vroom ranks #41 out of 535 companies in the Credit Services industry, placing it in the top 7.7%.
Is Vroom's FCF Margin % too high?
Vroom's current FCF Margin % is 39.69%. The Credit Services industry median FCF Margin % is 0.24. Vroom's value of 39.69% is 16437.5% above this industry median. Based on the distribution chart, Vroom ranks #41 out of 535 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Vroom has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Vroom's FCF Margin % compare to AIJTY and JF?
According to the Credit Services industry distribution chart, Vroom ranks #41 out of 535 companies for FCF Margin %. This places Vroom in the top 8% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. Vroom's value of 39.69% is 16437.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 535 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vroom's current FCF Margin % of 39.69% is 16437.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Vroom and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vroom's current FCF Margin % is 39.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vroom stock overvalued right now?
Based on GuruFocus' analysis, Vroom (VRM) is currently considered Possible Value Trap. The stock's GF Value™ is $16.40, compared to a current price of $9.20 — trading 43.9% below its estimated fair value. The current FCF Margin % is 39.69% and 16437.5% above the Credit Services industry median of 0.24. Vroom's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Vroom (VRM), the current FCF Margin % is 39.69% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vroom (VRM) Overvalued in 2026?
Based on GuruFocus' analysis, Vroom stock appears to be undervalued.
The current stock price of $9.20 is trading 43.9% below its estimated GF Value™ of $16.40.
GuruFocus considers Vroom to be Possible Value Trap.
Key valuation signals for VRM:
FCF Margin %: 39.69%
GF Value™: $16.40 vs. price of $9.20 (43.9% below fair value)
Industry Position: 16437.5% above the Credit Services median (#41 of 535)
No single metric tells the full story. See the VRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vroom Inc is an end-to-end e-commerce platform for the used vehicles industry. The company offers vehicle financing to consumers through third-party dealers and an artificial intelligence ("AI")-powered analytics and digital services platform supporting the automotive industry.
46GF Score
Get the complete analysis for VRM
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
VRM has been successfully added to your 
