Vroom (VRM) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

VRM Vroom Inc VRM
51 GF Score
Price $9.20
GF Value $16.40
Valuation Possible Value Trap
! 6 Warning Signs
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What is Vroom Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

VRM
51GF Score
Vroom Inc VRM
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Vroom (VRM) Overvalued in 2026?

Based on GuruFocus' analysis, Vroom stock appears to be undervalued. The current stock price of $9.20 is trading 43.9% below its estimated GF Value™ of $16.40. GuruFocus considers Vroom to be Possible Value Trap.

Key valuation signals for VRM:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $16.40 vs. price of $9.20 (43.9% below fair value)
  • GF Score™: 51/100 with 6 warning signs

No single metric tells the full story. See the VRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vroom Business Description

Address 4700 Mercantile Drive, Fort Worth, Houston, TX, USA, 76137
Vroom Inc is an end-to-end e-commerce platform for the used vehicles industry. The company offers vehicle financing to consumers through third-party dealers and an artificial intelligence ("AI")-powered analytics and digital services platform supporting the automotive industry.
51GF Score

Get the complete analysis for VRM

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.20
Price
$16.40
GF Value