Vroom (VRM) Loans Receivable: $0.00 Mil (As of Mar. 2026)


VRM Vroom Inc VRM
38 GF Score
Price $7.93
GF Value $3.49
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Vroom Loans Receivable?

Vroom VRM -4.92% 38 Loans Receivable is $0.00 Mil as of Mar. 2026. GuruFocus rates VRM with a GF Score™ of 38/100 and a GF Value™ of $3.49 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Vroom's Loans Receivable for the quarter that ended in Mar. 2026 was $0.00 Mil.

Vroom Loans Receivable Historical Data

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The historical data trend for Vroom's Loans Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vroom Loans Receivable Chart

Vroom Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Loans Receivable
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Vroom Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Loans Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
VRM
38GF Score
Vroom Inc VRM
Loans Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Vroom Loans Receivable Calculation

Loans Receivable are the funds that a company has lent but have not yet been repaid.

Frequently Asked Questions Learn more about Loans Receivable →
What does a Loans Receivable of $0.00 Mil mean?
Vroom (VRM) has a Loans Receivable of $0.00 Mil as of Mar. 2026. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on Vroom and its competitors.
Is Vroom's Loans Receivable too high?
Vroom's current Loans Receivable is $0.00 Mil. Overall, Vroom has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vroom's Loans Receivable compare to JF and AIJTY?
Vroom's Loans Receivable of $0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Loans Receivable for a Credit Services company?
A good Loans Receivable depends on the Credit Services industry context. However, Loans Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Loans Receivable mean?
A high Loans Receivable can signal that a stock is expensive relative to its fundamentals. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on Vroom and its competitors. Vroom's current Loans Receivable is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vroom stock overvalued right now?
Based on GuruFocus' analysis, Vroom (VRM) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.49, compared to a current price of $7.93 — trading 127.2% above its estimated fair value. The current Loans Receivable is $0.00 Mil. Vroom's overall GF Score™ is 38/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Loans Receivable calculated?
Loans Receivable is calculated from a company's financial statements. For Vroom (VRM), the current Loans Receivable is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vroom (VRM) Overvalued in 2026?

Based on GuruFocus' analysis, Vroom stock appears to be overvalued. The current stock price of $7.93 is trading 127.2% above its estimated GF Value™ of $3.49. GuruFocus considers Vroom to be Significantly Overvalued.

Key valuation signals for VRM:

  • Loans Receivable: $0.00 Mil
  • GF Value™: $3.49 vs. price of $7.93 (127.2% above fair value)
  • GF Score™: 38/100 with 7 warning signs

No single metric tells the full story. See the VRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vroom Business Description

Address 4700 Mercantile Drive, Fort Worth, Houston, TX, USA, 76137
Vroom Inc is an end-to-end e-commerce platform for the used vehicles industry. The company offers vehicle financing to consumers through third-party dealers and an artificial intelligence ("AI")-powered analytics and digital services platform supporting the automotive industry.
38GF Score

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Loans Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.93
Price
$3.49
GF Value