Vroom (VRM) Moat Score: 3/10 (As of Jun. 26, 2026)


VRM Vroom Inc VRM
38 GF Score
Price $9.25
GF Value $3.51
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Vroom Moat Score?

Vroom VRM +4.82% 38 Moat Score is 3 as of Jun. 26, 2026. GuruFocus rates VRM with a GF Score™ of 38/100 and a GF Value™ of $3.51 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 567 Credit Services companies, Vroom ranks better than 91.36% on this metric.

Vroom has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Vroom has No Moat: Vroom operates in a highly competitive online car sales market with limited differentiation. The company lacks significant intellectual property, brand strength, or regulatory barriers. Its cost structure and distribution network do not provide a sustainable advantage, and there is no evidence of strong customer loyalty or switching costs.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Vroom might have No Moat - Very weak/transient advantages.

Vroom  (NAS:VRM) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Vroom Moat Score Related Terms

VRM vs JF, AIJTY, SPST: Moat Score Comparison

For the Credit Services subindustry, Vroom's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vroom Moat Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Vroom's Moat Score distribution charts can be found below:

* The bar in red indicates where Vroom's Moat Score falls into.


VRM
38GF Score
Vroom Inc VRM
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Vroom (VRM) has a Moat Score of 3 as of Jun. 26, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Vroom ranks #49 out of 567 companies in the Credit Services industry, placing it in the top 8.6%.
Is Vroom's Moat Score too high?
Vroom's current Moat Score is 3. Based on the distribution chart, Vroom ranks #49 out of 567 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Vroom has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vroom's Moat Score compare to JF and AIJTY?
According to the Credit Services industry distribution chart, Vroom ranks #49 out of 567 companies for Moat Score. This places Vroom in the top 9% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Credit Services company?
A good Moat Score depends on the Credit Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Vroom's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vroom stock overvalued right now?
Based on GuruFocus' analysis, Vroom (VRM) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.51, compared to a current price of $9.25 — trading 163.5% above its estimated fair value. The current Moat Score is 3. Vroom's overall GF Score™ is 38/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Vroom (VRM), the current Moat Score is 3 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vroom (VRM) Overvalued in 2026?

Based on GuruFocus' analysis, Vroom stock appears to be overvalued. The current stock price of $9.25 is trading 163.5% above its estimated GF Value™ of $3.51. GuruFocus considers Vroom to be Significantly Overvalued.

Key valuation signals for VRM:

  • Moat Score: 3
  • GF Value™: $3.51 vs. price of $9.25 (163.5% above fair value)
  • GF Score™: 38/100 with 7 warning signs

No single metric tells the full story. See the VRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vroom Business Description

Address 4700 Mercantile Drive, Fort Worth, Houston, TX, USA, 76137
Vroom Inc is an end-to-end e-commerce platform for the used vehicles industry. The company offers vehicle financing to consumers through third-party dealers and an artificial intelligence ("AI")-powered analytics and digital services platform supporting the automotive industry.
38GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.25
Price
$3.51
GF Value