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VroomVRM -8.70%38 EV-to-OCF is 10.39 as of Jul. 23, 2026. GuruFocus rates VRM with a GF Score™ of 38/100 and a GF Value™ of $3.47 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 542 Credit Services companies, Vroom ranks worse than 71.4% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Vroom's Enterprise Value is $796.91 Mil.
Vroom's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $76.73 Mil. Therefore, Vroom's EV-to-OCF for today is 10.39.
The historical rank and industry rank for Vroom's EV-to-OCF or its related term are showing as below:
VRM'
s EV-to-OCF Range Over the Past 10 Years
Min: -47.55 Med: -5.03 Max: 28.49
Current: 10.39
During the past 8 years, the highest EV-to-OCF of Vroom was 28.49. The lowest was -47.55. And the median was -5.03.
VRM's EV-to-OCF is ranked worse than 71.4% of 542
companies
in the Credit Services industry
Industry Median: -0.345
vs VRM: 10.39
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-07-23), Vroom's stock price is $7.19.
Vroom's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-12.770. Therefore, Vroom's PE Ratio (TTM) for today is At Loss.
Vroom (NAS:VRM) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Vroom's share price for today is $7.19.
Vroom's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-12.770.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Vroom EV-to-OCF Related Terms
Vroom EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Vroom's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Vroom's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vroom EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vroom's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Vroom's EV-to-OCF falls into.
Vroom's current Enterprise Value is $796.91 Mil.
Vroom's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $76.73 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vroom (VRM) has a EV-to-OCF of 10.39 as of Jul. 23, 2026. According to the industry distribution chart, Vroom ranks #387 out of 542 companies in the Credit Services industry, placing it in the top 71.4%.
Is Vroom's EV-to-OCF too high?
Vroom's current EV-to-OCF is 10.39. Based on the distribution chart, Vroom ranks #387 out of 542 companies in the Credit Services industry, which is below the industry midpoint. Overall, Vroom has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vroom's EV-to-OCF compare to JF and AIJTY?
According to the Credit Services industry distribution chart, Vroom ranks #387 out of 542 companies for EV-to-OCF. This places Vroom in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Vroom's current EV-to-OCF is 10.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vroom stock overvalued right now?
Based on GuruFocus' analysis, Vroom (VRM) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.47, compared to a current price of $7.19 — trading 107.2% above its estimated fair value. The current EV-to-OCF is 10.39. Vroom's overall GF Score™ is 38/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Vroom (VRM), the current EV-to-OCF is 10.39 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vroom (VRM) Overvalued in 2026?
Based on GuruFocus' analysis, Vroom stock appears to be overvalued.
The current stock price of $7.19 is trading 107.2% above its estimated GF Value™ of $3.47.
GuruFocus considers Vroom to be Significantly Overvalued.
Key valuation signals for VRM:
EV-to-OCF: 10.39
GF Value™: $3.47 vs. price of $7.19 (107.2% above fair value)
No single metric tells the full story. See the VRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vroom Inc is an end-to-end e-commerce platform for the used vehicles industry. The company offers vehicle financing to consumers through third-party dealers and an artificial intelligence ("AI")-powered analytics and digital services platform supporting the automotive industry.
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