Wise GroupWSE +1.10%95 Days Payable is 12.28 as of Sep. 2025, which is 20% above its 10-year median of 10.22. GuruFocus rates WSE with a GF Score™ of 95/100 and a GF Value™ of $16.15 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,604 Software companies, Wise Group ranks worse than 90.78% on this metric.
The historical rank and industry rank for Wise Group's Days Payable or its related term are showing as below:
WSE'
s Days Payable Range Over the Past 10 Years
Min: 6.45 Med: 10.22 Max: 16.22
Current: 10.58
During the past 7 years, Wise Group's highest Days Payable was 16.22. The lowest was 6.45. And the median was 10.22.
WSE's Days Payable is ranked worse than 90.78% of 2604
companies
in the Software industry
Industry Median: 53.955
vs WSE: 10.58
Wise Group's Days Payable
increased
from Sep. 2024 (6.44) to Sep. 2025 (12.28).
It may suggest that Wise Groupdelayed paying its suppliers.
Wise Group Days Payable Related Terms
Wise Group Days Payable Historical Data
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The historical data trend for Wise Group's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Wise Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Group Days Payable vs Software Industry
For the Software industry and Technology sector, Wise Group's Days Payable distribution charts can be found below:
* The bar in red indicates where Wise Group's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Wise Group's Days Payable for the fiscal year that ended in Mar. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wise Group (WSE) has a Days Payable of 12.28 as of Sep. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Wise Group and its competitors. This is 20% above median its historical median of 10.22. Over the past decade, Wise Group's Days Payable has ranged from 6.45 to 16.22. According to the industry distribution chart, Wise Group ranks #2364 out of 2604 companies in the Software industry, placing it in the top 90.8%.
Is Wise Group's Days Payable too high?
Wise Group's current Days Payable of 12.28 is 20% above median its 10-year median of 10.22. Over the past 10 years, this metric has ranged from a low of 6.45 to a high of 16.22. The Software industry median Days Payable is 53.96. Wise Group's value of 12.28 is 77.2% below this industry median. Based on the distribution chart, Wise Group ranks #2364 out of 2604 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Wise Group has a GF Score™ of 95/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Days Payable compare to APLD and CACI?
According to the Software industry distribution chart, Wise Group ranks #2364 out of 2604 companies for Days Payable. This places Wise Group in the lower half of its industry. The industry median Days Payable is 53.96. Wise Group's value of 12.28 is 77.2% below this benchmark. Historically, Wise Group's own Days Payable has ranged from 6.45 to 16.22 over the past decade. While the company's 10-year median is 10.22 vs. the industry median of 53.96, Wise Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.96, based on 2,604 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Group's current Days Payable of 12.28 is 77.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Wise Group and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Group's current Days Payable is 12.28, which is 20% above median its own 10-year median of 10.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (WSE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.15, compared to a current price of $11.08 — trading 31.4% below its estimated fair value. The current Days Payable is 12.28, which is 20% above median its 10-year median of 10.22 and 77.2% below the Software industry median of 53.96. Wise Group's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Wise Group (WSE), the current Days Payable is 12.28 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Group (WSE) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Group stock appears to be undervalued.
The current stock price of $11.08 is trading 31.4% below its estimated GF Value™ of $16.15.
GuruFocus considers Wise Group to be Possible Value Trap.
Key valuation signals for WSE:
Days Payable: 12.28 (20% above median its 10-year median of 10.22)
GF Value™: $16.15 vs. price of $11.08 (31.4% below fair value)
Industry Position: 77.2% below the Software median (#2364 of 2604)
No single metric tells the full story. See the WSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
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