Wise GroupWSE +1.10%95 Beneish M-Score is -3.61 as of Jun. 26, 2026. GuruFocus rates WSE with a GF Score™ of 95/100 and a GF Value™ of $16.15 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,634 Software companies, Wise Group ranks better than 89.07% on this metric.
The zones of discrimination for M-Score is as such:
An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator.
An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.
Good Sign:
Beneish M-Score -3.61 no higher than -1.78, which implies that the company is unlikely to be a manipulator.
The historical rank and industry rank for Wise Group's Beneish M-Score or its related term are showing as below:
WSE'
s Beneish M-Score Range Over the Past 10 Years
Min: -4.52 Med: -3.61 Max: -2.53
Current: -3.61
During the past 7 years, the highest Beneish M-Score of Wise Group was -2.53. The lowest was -4.52. And the median was -3.61.
Wise Group Beneish M-Score Related Terms
Wise Group Beneish M-Score Historical Data
* Premium members only.
The historical data trend for Wise Group's Beneish M-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Wise Group's Beneish M-Score, along with its competitors' market caps and Beneish M-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Group Beneish M-Score vs Software Industry
For the Software industry and Technology sector, Wise Group's Beneish M-Score distribution charts can be found below:
* The bar in red indicates where Wise Group's Beneish M-Score falls into.
The M-score was created by Professor Messod Beneish. Instead of measuring the bankruptcy risk (Altman Z-Score) or business trend (Piotroski F-Score), M-score can be used to detect the risk of earnings manipulation. This is the original research paper on M-score.
The M-Score Variables:
The M-score of Wise Group for today is based on a combination of the following eight different indices:
M
=
-4.84
+
0.92 * DSRI
+
0.528 * GMI
+
0.404 * AQI
+
0.892 * SGI
+
0.115 * DEPI
=
-4.84
+
0.92 * 0.6493
+
0.528 * 0.9815
+
0.404 * 0.7083
+
0.892 * 1.1947
+
0.115 * 2.5514
-
0.172 * SGAI
+
4.679 * TATA
-
0.327 * LVGI
-
0.172 * 1.2475
+
4.679 * -0.21187
-
0.327 * 0.9926
=
-3.61
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sales growth is not itself a measure of manipulation. However, growth companies are likely to find themselves under pressure to manipulate in order to keep up appearances.
DEPI greater than 1 indicates that assets are being depreciated at a slower rate. This suggests that the firm might be revising useful asset life assumptions upwards, or adopting a new method that is income friendly.
DEPI
=
(Depreciation_t-1 / (Depreciaton_t-1 + PPE_t-1))
/
(Depreciation_t / (Depreciaton_t + PPE_t))
=
(23.253 / (23.253 + 43.583))
/
(23.643 / (23.643 + 149.742))
=
0.347911
/
0.136361
=
2.5514
Note: If the Depreciation, Depletion and Amortization data is not available, we assume that the depreciation rate is constant and set the Depreciation Index to 1.
6. SGAI = Sales, General and Administrative expenses Index
Total accruals calculated as the change in working capital accounts other than cash less depreciation.
TATA
=
(IncomefromContinuingOperations_t
-
CashFlowsfromOperations_t)
/
TotalAssets_t
=
(NetIncome_t - NonOperatingIncome_t
-
CashFlowsfromOperations_t)
/
TotalAssets_t
=
(538.372 - 0
-
5806.718)
/
24865.891
=
-0.21187
An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator. An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.
Wise Group has a M-score of -3.61 suggests that the company is unlikely to be a manipulator.
Wise Group (WSE) has a Beneish M-Score of -3.61 as of Jun. 26, 2026. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Wise Group and its competitors. According to the industry distribution chart, Wise Group ranks #288 out of 2634 companies in the Software industry, placing it in the top 10.9%.
Is Wise Group's Beneish M-Score too high?
Wise Group's current Beneish M-Score is -3.61. Based on the distribution chart, Wise Group ranks #288 out of 2634 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Wise Group has a GF Score™ of 95/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Beneish M-Score compare to APLD and CACI?
According to the Software industry distribution chart, Wise Group ranks #288 out of 2634 companies for Beneish M-Score. This places Wise Group in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beneish M-Score for a Software company?
A good Beneish M-Score depends on the Software industry context. However, Beneish M-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beneish M-Score mean?
A high Beneish M-Score can signal that a stock is expensive relative to its fundamentals. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Wise Group and its competitors. Wise Group's current Beneish M-Score is -3.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (WSE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.15, compared to a current price of $11.08 — trading 31.4% below its estimated fair value. The current Beneish M-Score is -3.61. Wise Group's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beneish M-Score calculated?
Beneish M-Score is calculated from a company's financial statements. For Wise Group (WSE), the current Beneish M-Score is -3.61 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Group (WSE) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Group stock appears to be undervalued.
The current stock price of $11.08 is trading 31.4% below its estimated GF Value™ of $16.15.
GuruFocus considers Wise Group to be Possible Value Trap.
Key valuation signals for WSE:
Beneish M-Score: -3.61
GF Value™: $16.15 vs. price of $11.08 (31.4% below fair value)
No single metric tells the full story. See the WSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
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