Wise GroupWSE +1.10%95 Quick Ratio is 1.08 as of Sep. 2025, which is 1% above its 10-year median of 1.07. GuruFocus rates WSE with a GF Score™ of 95/100 and a GF Value™ of $16.15 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,865 Software companies, Wise Group ranks worse than 73.47% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Wise Group's quick ratio for the quarter that ended in Sep. 2025 was 1.08.
Wise Group has a quick ratio of 1.08. It generally indicates good short-term financial strength.
The historical rank and industry rank for Wise Group's Quick Ratio or its related term are showing as below:
WSE'
s Quick Ratio Range Over the Past 10 Years
Min: 1.04 Med: 1.07 Max: 1.11
Current: 1.08
During the past 7 years, Wise Group's highest Quick Ratio was 1.11. The lowest was 1.04. And the median was 1.07.
WSE's Quick Ratio is ranked worse than 73.47% of 2865
companies
in the Software industry
Industry Median: 1.7
vs WSE: 1.08
Wise Group (NAS:WSE) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Wise Group Quick Ratio Related Terms
Wise Group Quick Ratio Historical Data
* Premium members only.
The historical data trend for Wise Group's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Wise Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Group Quick Ratio vs Software Industry
For the Software industry and Technology sector, Wise Group's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Wise Group's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Wise Group's Quick Ratio for the fiscal year that ended in Mar. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wise Group (WSE) has a Quick Ratio of 1.08 as of Sep. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Wise Group and its competitors. This is near median its historical median of 1.07. Over the past decade, Wise Group's Quick Ratio has ranged from 1.04 to 1.11. According to the industry distribution chart, Wise Group ranks #2105 out of 2865 companies in the Software industry, placing it in the top 73.5%.
Is Wise Group's Quick Ratio too high?
Wise Group's current Quick Ratio of 1.08 is near median its 10-year median of 1.07. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 1.11. The Software industry median Quick Ratio is 1.70. Wise Group's value of 1.08 is 36.5% below this industry median. Based on the distribution chart, Wise Group ranks #2105 out of 2865 companies in the Software industry, which is below the industry midpoint. Overall, Wise Group has a GF Score™ of 95/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Quick Ratio compare to APLD and CACI?
According to the Software industry distribution chart, Wise Group ranks #2105 out of 2865 companies for Quick Ratio. This places Wise Group in the lower half of its industry. The industry median Quick Ratio is 1.70. Wise Group's value of 1.08 is 36.5% below this benchmark. Historically, Wise Group's own Quick Ratio has ranged from 1.04 to 1.11 over the past decade. While the company's 10-year median is 1.07 vs. the industry median of 1.70, Wise Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Group's current Quick Ratio of 1.08 is 36.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Wise Group and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Group's current Quick Ratio is 1.08, which is near median its own 10-year median of 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (WSE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.15, compared to a current price of $11.08 — trading 31.4% below its estimated fair value. The current Quick Ratio is 1.08, which is near median its 10-year median of 1.07 and 36.5% below the Software industry median of 1.70. Wise Group's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Wise Group (WSE), the current Quick Ratio is 1.08 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Group (WSE) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Group stock appears to be undervalued.
The current stock price of $11.08 is trading 31.4% below its estimated GF Value™ of $16.15.
GuruFocus considers Wise Group to be Possible Value Trap.
Key valuation signals for WSE:
Quick Ratio: 1.08 (near median its 10-year median of 1.07)
GF Value™: $16.15 vs. price of $11.08 (31.4% below fair value)
Industry Position: 36.5% below the Software median (#2105 of 2865)
No single metric tells the full story. See the WSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
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