WSE (Wise Group) Moat Score: 3/10 (As of Jun. 26, 2026)


WSE Wise Group PLC WSE
95 GF Score
Price $11.08
GF Value $16.15
Valuation Possible Value Trap
! 4 Warning Signs
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What is Wise Group Moat Score?

Wise Group WSE +1.10% 95 Moat Score is 3 as of Jun. 26, 2026. GuruFocus rates WSE with a GF Score™ of 95/100 and a GF Value™ of $16.15 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,848 Software companies, Wise Group ranks better than 84.66% on this metric.

Wise Group has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Wise Group has No Moat: Wise Group operates in a highly competitive market with limited differentiation. It lacks significant intellectual property, brand strength, or cost advantages. The company faces intense competition, which limits its ability to maintain a sustainable market share or pricing power.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Wise Group might have No Moat - Very weak/transient advantages.

Wise Group  (NAS:WSE) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Wise Group Moat Score Related Terms

WSE vs APLD, CACI, IT: Moat Score Comparison

For the Information Technology Services subindustry, Wise Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wise Group Moat Score vs Software Industry

For the Software industry and Technology sector, Wise Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Wise Group's Moat Score falls into.


WSE
95GF Score
Wise Group PLC WSE
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Wise Group (WSE) has a Moat Score of 3 as of Jun. 26, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Wise Group ranks #437 out of 2848 companies in the Software industry, placing it in the top 15.3%.
Is Wise Group's Moat Score too high?
Wise Group's current Moat Score is 3. Based on the distribution chart, Wise Group ranks #437 out of 2848 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Wise Group has a GF Score™ of 95/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Moat Score compare to APLD and CACI?
According to the Software industry distribution chart, Wise Group ranks #437 out of 2848 companies for Moat Score. This places Wise Group in the top 15% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Wise Group's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (WSE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.15, compared to a current price of $11.08 — trading 31.4% below its estimated fair value. The current Moat Score is 3. Wise Group's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Wise Group (WSE), the current Moat Score is 3 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Group (WSE) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Group stock appears to be undervalued. The current stock price of $11.08 is trading 31.4% below its estimated GF Value™ of $16.15. GuruFocus considers Wise Group to be Possible Value Trap.

Key valuation signals for WSE:

  • Moat Score: 3
  • GF Value™: $16.15 vs. price of $11.08 (31.4% below fair value)
  • GF Score™: 95/100 with 4 warning signs

No single metric tells the full story. See the WSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wise Group Business Description

Other Exchanges WISEl:UKWISE:UKZ4Z:Germany
Address 65 Clifton Street, 1st Floor Worship Square, London, GBR, EC2A 4JE
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
95GF Score

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$11.08
Price
$16.15
GF Value