WSE (Wise Group) Scaled Net Operating Assets: -0.71 (As of Sep. 2025)


WSE Wise Group PLC WSE
95 GF Score
Price $11.08
GF Value $16.15
Valuation Possible Value Trap
! 4 Warning Signs
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What is Wise Group Scaled Net Operating Assets?

Wise Group WSE +1.10% 95 Scaled Net Operating Assets is -0.71 as of Sep. 2025. GuruFocus rates WSE with a GF Score™ of 95/100 and a GF Value™ of $16.15 (Possible Value Trap). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Wise Group's operating assets for the quarter that ended in Sep. 2025 was $9,775 Mil. Wise Group's operating liabilities for the quarter that ended in Sep. 2025 was $27,538 Mil. Wise Group's Total Assets for the quarter that ended in Mar. 2025 was $24,866 Mil. Therefore, Wise Group's scaled net operating assets (SNOA) for the quarter that ended in Sep. 2025 was -0.71.


Wise Group Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Wise Group's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Group Scaled Net Operating Assets Chart

Wise Group Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Scaled Net Operating Assets
Get a 7-Day Free Trial -0.58 -0.40 -0.83 -0.71 -0.76

Wise Group Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.05 -0.59 -1.01 -0.67 -0.71

WSE vs APLD, CACI, IT: Scaled Net Operating Assets Comparison

For the Information Technology Services subindustry, Wise Group's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wise Group Scaled Net Operating Assets vs Software Industry

For the Software industry and Technology sector, Wise Group's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Wise Group's Scaled Net Operating Assets falls into.


WSE
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Wise Group PLC WSE
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Wise Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Wise Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2025 )
=(Operating Assets (A: Mar. 2025 )-Operating Liabilities (A: Mar. 2025 ))/Total Assets (A: Mar. 2024 )
=(8289.418-22835.142)/19234.307
=-0.76

where

Operating Assets(A: Mar. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=24865.891 - 16576.473
=8289.418

Operating Liabilities(A: Mar. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=23074.935 - 224.806 - 14.987
=22835.142

Wise Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2025 )
=(Operating Assets (Q: Sep. 2025 )-Operating Liabilities (Q: Sep. 2025 ))/Total Assets (Q: Mar. 2025 )
=(9774.73-27537.838)/24865.891
=-0.71

where

Operating Assets(Q: Sep. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=29880.676 - 20105.946
=9774.73

Operating Liabilities(Q: Sep. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=27945 - 388.108 - 19.054
=27537.838

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.71 mean?
Wise Group (WSE) has a Scaled Net Operating Assets of -0.71 as of Sep. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Wise Group and its competitors.
Is Wise Group's Scaled Net Operating Assets too high?
Wise Group's current Scaled Net Operating Assets is -0.71. Overall, Wise Group has a GF Score™ of 95/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Scaled Net Operating Assets compare to APLD and CACI?
Wise Group's Scaled Net Operating Assets of -0.71 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Software company?
A good Scaled Net Operating Assets depends on the Software industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Wise Group and its competitors. Wise Group's current Scaled Net Operating Assets is -0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (WSE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.15, compared to a current price of $11.08 — trading 31.4% below its estimated fair value. The current Scaled Net Operating Assets is -0.71. Wise Group's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Wise Group (WSE), the current Scaled Net Operating Assets is -0.71 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Group (WSE) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Group stock appears to be undervalued. The current stock price of $11.08 is trading 31.4% below its estimated GF Value™ of $16.15. GuruFocus considers Wise Group to be Possible Value Trap.

Key valuation signals for WSE:

  • Scaled Net Operating Assets: -0.71
  • GF Value™: $16.15 vs. price of $11.08 (31.4% below fair value)
  • GF Score™: 95/100 with 4 warning signs

No single metric tells the full story. See the WSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wise Group Business Description

Other Exchanges WISEl:UKWISE:UKZ4Z:Germany
Address 65 Clifton Street, 1st Floor Worship Square, London, GBR, EC2A 4JE
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
95GF Score

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$11.08
Price
$16.15
GF Value