Wise GroupWSE +1.10%95 Net Current Asset Value is $1.58 as of Sep. 2025, which is 87% below its 10-year median of 11.95. GuruFocus rates WSE with a GF Score™ of 95/100 and a GF Value™ of $16.15 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,756 Software companies, Wise Group ranks worse than 63.38% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Wise Group's net current asset value per share for the quarter that ended in Sep. 2025 was $1.58.
The historical rank and industry rank for Wise Group's Net Current Asset Value or its related term are showing as below:
WSE'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 6.78 Med: 11.95 Max: 56.92
Current: 7.01
During the past 7 years, the highest Price-to-Net-Current-Asset-Value Ratio of Wise Group was 56.92. The lowest was 6.78. And the median was 11.95.
WSE's Price-to-Net-Current-Asset-Value is ranked worse than 63.38% of 1756
companies
in the Software industry
Industry Median: 4.7
vs WSE: 7.01
Wise Group (NAS:WSE) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Wise Group Net Current Asset Value Related Terms
Wise Group Net Current Asset Value Historical Data
* Premium members only.
The historical data trend for Wise Group's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WSE vs APLD, CACI, IT: Net Current Asset Value Comparison
For the Information Technology Services subindustry, Wise Group's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Group Price-to-Net-Current-Asset-Value vs Software Industry
For the Software industry and Technology sector, Wise Group's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Wise Group's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $1.58 mean?
Wise Group (WSE) has a Net Current Asset Value of $1.58 as of Sep. 2025. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Wise Group and its competitors. This is 87% below median its historical median of 11.95. Over the past decade, Wise Group's Net Current Asset Value has ranged from 6.78 to 56.92. According to the industry distribution chart, Wise Group ranks #1113 out of 1756 companies in the Software industry, placing it in the top 63.4%.
Is Wise Group's Net Current Asset Value too high?
Wise Group's current Net Current Asset Value of $1.58 is 87% below median its 10-year median of 11.95. Over the past 10 years, this metric has ranged from a low of 6.78 to a high of 56.92. The Software industry median Net Current Asset Value is 4.70. Wise Group's value of $1.58 is 66.4% below this industry median. Based on the distribution chart, Wise Group ranks #1113 out of 1756 companies in the Software industry, which is below the industry midpoint. Overall, Wise Group has a GF Score™ of 95/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Net Current Asset Value compare to APLD and CACI?
According to the Software industry distribution chart, Wise Group ranks #1113 out of 1756 companies for Net Current Asset Value. This places Wise Group in the lower half of its industry. The industry median Net Current Asset Value is 4.70. Wise Group's value of $1.58 is 66.4% below this benchmark. Historically, Wise Group's own Net Current Asset Value has ranged from 6.78 to 56.92 over the past decade. While the company's 10-year median is 11.95 vs. the industry median of 4.70, Wise Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Software company?
The median Net Current Asset Value among Software companies is 4.70, based on 1,756 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Group's current Net Current Asset Value of $1.58 is 66.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Wise Group and its competitors. For the Software industry, the median Net Current Asset Value is 4.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Group's current Net Current Asset Value is $1.58, which is 87% below median its own 10-year median of 11.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (WSE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.15, compared to a current price of $11.08 — trading 31.4% below its estimated fair value. The current Net Current Asset Value is $1.58, which is 87% below median its 10-year median of 11.95 and 66.4% below the Software industry median of 4.70. Wise Group's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Wise Group (WSE), the current Net Current Asset Value is $1.58 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Group (WSE) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Group stock appears to be undervalued.
The current stock price of $11.08 is trading 31.4% below its estimated GF Value™ of $16.15.
GuruFocus considers Wise Group to be Possible Value Trap.
Key valuation signals for WSE:
Net Current Asset Value: $1.58 (87% below median its 10-year median of 11.95)
GF Value™: $16.15 vs. price of $11.08 (31.4% below fair value)
Industry Position: 66.4% below the Software median (#1113 of 1756)
No single metric tells the full story. See the WSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
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