Wise GroupWSE +1.10%95 Current Ratio is 1.08 as of Sep. 2025, which is 1% above its 10-year median of 1.07. GuruFocus rates WSE with a GF Score™ of 95/100 and a GF Value™ of $16.15 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,866 Software companies, Wise Group ranks worse than 76.9% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Wise Group's current ratio for the quarter that ended in Sep. 2025 was 1.08.
Wise Group has a current ratio of 1.08. It generally indicates good short-term financial strength.
The historical rank and industry rank for Wise Group's Current Ratio or its related term are showing as below:
WSE'
s Current Ratio Range Over the Past 10 Years
Min: 1.04 Med: 1.07 Max: 1.11
Current: 1.08
During the past 7 years, Wise Group's highest Current Ratio was 1.11. The lowest was 1.04. And the median was 1.07.
WSE's Current Ratio is ranked worse than 76.9% of 2866
companies
in the Software industry
Industry Median: 1.815
vs WSE: 1.08
Wise Group (NAS:WSE) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Wise Group Current Ratio Related Terms
Wise Group Current Ratio Historical Data
* Premium members only.
The historical data trend for Wise Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Wise Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Group Current Ratio vs Software Industry
For the Software industry and Technology sector, Wise Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where Wise Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wise Group (WSE) has a Current Ratio of 1.08 as of Sep. 2025. This is near median its historical median of 1.07. Over the past decade, Wise Group's Current Ratio has ranged from 1.04 to 1.11. According to the industry distribution chart, Wise Group ranks #2204 out of 2866 companies in the Software industry, placing it in the top 76.9%.
Is Wise Group's Current Ratio too high?
Wise Group's current Current Ratio of 1.08 is near median its 10-year median of 1.07. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 1.11. The Software industry median Current Ratio is 1.82. Wise Group's value of 1.08 is 40.5% below this industry median. Based on the distribution chart, Wise Group ranks #2204 out of 2866 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Wise Group has a GF Score™ of 95/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Current Ratio compare to APLD and CACI?
According to the Software industry distribution chart, Wise Group ranks #2204 out of 2866 companies for Current Ratio. This places Wise Group in the lower half of its industry. The industry median Current Ratio is 1.82. Wise Group's value of 1.08 is 40.5% below this benchmark. Historically, Wise Group's own Current Ratio has ranged from 1.04 to 1.11 over the past decade. While the company's 10-year median is 1.07 vs. the industry median of 1.82, Wise Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,866 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Group's current Current Ratio of 1.08 is 40.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Group's current Current Ratio is 1.08, which is near median its own 10-year median of 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (WSE) is currently considered Possible Value Trap. The stock's GF Value™ is $16.15, compared to a current price of $11.08 — trading 31.4% below its estimated fair value. The current Current Ratio is 1.08, which is near median its 10-year median of 1.07 and 40.5% below the Software industry median of 1.82. Wise Group's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Wise Group (WSE), the current Current Ratio is 1.08 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Group (WSE) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Group stock appears to be undervalued.
The current stock price of $11.08 is trading 31.4% below its estimated GF Value™ of $16.15.
GuruFocus considers Wise Group to be Possible Value Trap.
Key valuation signals for WSE:
Current Ratio: 1.08 (near median its 10-year median of 1.07)
GF Value™: $16.15 vs. price of $11.08 (31.4% below fair value)
Industry Position: 40.5% below the Software median (#2204 of 2866)
No single metric tells the full story. See the WSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
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