PayPal Holdings (BSP:PYPL34) Debt-to-Equity

: 0.46 (As of Dec. 2023)

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PayPal Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was R$0 Mil. PayPal Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was R$47,410 Mil. PayPal Holdings's Total Stockholders Equity for the quarter that ended in Dec. 2023 was R$103,146 Mil. PayPal Holdings's debt to equity for the quarter that ended in Dec. 2023 was 0.46.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for PayPal Holdings's Debt-to-Equity or its related term are showing as below:

BSP:PYPL34' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.33 Max: 0.51
Current: 0.46

During the past 12 years, the highest Debt-to-Equity Ratio of PayPal Holdings was 0.51. The lowest was 0.06. And the median was 0.33.

BSP:PYPL34's Debt-to-Equity is ranked better than
69.61% of 431 companies
in the Credit Services industry
Industry Median: 1.18 vs BSP:PYPL34: 0.46

PayPal Holdings Debt-to-Equity Historical Data

The historical data trend for PayPal Holdings's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PayPal Holdings Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

0.29

0.45

0.37

0.51

0.46

PayPal Holdings Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity																0.51	0.53	0.54	0.54	0.46

Competitive Comparison

For the Credit Services subindustry, PayPal Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PayPal Holdings Debt-to-Equity Distribution

For the Credit Services industry and Financial Services sector, PayPal Holdings's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where PayPal Holdings's Debt-to-Equity falls into.

PayPal Holdings Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

PayPal Holdings's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	47410.465)	/	103145.69
	=	0.46

PayPal Holdings's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	47410.465)	/	103145.69
	=	0.46

PayPal Holdings (BSP:PYPL34) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

PayPal Holdings Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of PayPal Holdings's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

PayPal Holdings (BSP:PYPL34) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » PayPal Holdings Inc (BSP:PYPL34) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

PYPL:USA PYPL:Peru PYPL:Mexico PYPL_KZ:Kazakhstan 1PYPL:Italy 2PPd:UK 0R9U:UK 2PP:Germany PYPL:Canada PYPL:Austria PYPL:Argentina

Address

2211 North First Street, San Jose, CA, USA, 95131

Website

https://www.paypal.com

PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 435 million active accounts at the end of 2022. The company also owns Venmo, a person-to-person payment platform.

PayPal Holdings (BSP:PYPL34) Headlines

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