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Citizens Community Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $0.00 Mil. Citizens Community Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $107.02 Mil. Citizens Community Bancorp's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $172.82 Mil. Citizens Community Bancorp's debt to equity for the quarter that ended in Mar. 2024 was 0.62.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Citizens Community Bancorp's Debt-to-Equity or its related term are showing as below:
During the past 13 years, the highest Debt-to-Equity Ratio of Citizens Community Bancorp was 1.66. The lowest was 0.62. And the median was 1.09.
The historical data trend for Citizens Community Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Community Bancorp Annual Data | |||||||||||||||||||||
Trend | Sep14 | Sep15 | Sep16 | Sep17 | Sep18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | |||||||||||
Debt-to-Equity | Get a 7-Day Free Trial | 1.16 | 1.13 | 1.00 | 1.29 | 0.85 |
Citizens Community Bancorp Quarterly Data | ||||||||||||||||||||
Jun19 | Sep19 | Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | |
Debt-to-Equity | Get a 7-Day Free Trial | 1.52 | 1.15 | 1.10 | 0.85 | 0.62 |
For the Banks - Regional subindustry, Citizens Community Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, Citizens Community Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Citizens Community Bancorp's Debt-to-Equity falls into.
Debt to Equity measures the financial leverage a company has.
Citizens Community Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as
Debt to Equity | = | Total Debt | / | Total Stockholders Equity | ||
= | (Short-Term Debt & Capital Lease Obligation | + | Long-Term Debt & Capital Lease Obligation) | / | Total Stockholders Equity | |
= | (0 | + | 146.995) | / | 173.334 | |
= | 0.85 |
Citizens Community Bancorp's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as
Debt to Equity | = | Total Debt | / | Total Stockholders Equity | ||
= | (Short-Term Debt & Capital Lease Obligation | + | Long-Term Debt & Capital Lease Obligation) | / | Total Stockholders Equity | |
= | (0 | + | 107.023) | / | 172.821 | |
= | 0.62 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Community Bancorp (NAS:CZWI) Debt-to-Equity Explanation
In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.
Be Aware
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Thank you for viewing the detailed overview of Citizens Community Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.
Stephen M Bianchi | officer: CEO and President | 225 S. MAIN AVENUE, SIOUX FALLS SD 57104 |
Kristina M Bourget | director | 1703 PINE PARK DRIVE, EAU CLAIRE WI 54701 |
Kathleen Skarvan | other: Director of Subsidiary | 40 WEST HIGHLAND PARK DR NE, HUTCHINSON MN 55350 |
James S Broucek | officer: Chief Financial Officer | |
Timothy L Olson | director | 2727 PINE VIEW ROAD, EAU CLAIRE WI 54703 |
James D Moll | director | 400 9TH AVE SW, WELLS MN 56097 |
Francis E Felber | director | 754 OAK ST, BARRON WI 54812 |
William Glen Bertrand | other: Director of Subsidiary | E3420 N PINECREEK ROAD, ELEVA WI 54738 |
Richard Mchugh | director, other: Chairman | C/O CITIZENS COMMUNITY BANCORP, 2174 EASTRIDGE CENTER, EAU CLAIRE WI 54701 |
Nicholas William Amundsen | other: Director of Subsidiary | S4443 RYGG ROAD, EAU CLAIRE WI 54701 |
Martin S. Friedman | 10 percent owner | 7901 JONES BRANCH DR. SUITE 210, MCLEAN VA 22102 |
James R Lang | director | 2194 EASTRIDGE CENTER, EAU CLAIRE WI 54701 |
Michael R Conner | other: Director of Subsidiary | 1124 CUMMINGS COURT, EAU CLAIRE WI 54701 |
Brian R Schilling | director | C/O CITIZENS COMMUNITY BANCORP, 2174 EASTRIDGE CENTER, EAU CLAIRE WI 54701 |
Michael L Swenson | director | 1414 WEST HAMILTON AVE., STE 3, EAU CLAIRE WI 54701 |
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