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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Franklin Credit Management's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin Credit Management Debt-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Franklin Credit Management's Debt-to-Asset distribution charts can be found below:
* The bar in red indicates where Franklin Credit Management's Debt-to-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Franklin Credit Management (FCRM) has a Debt-to-Asset of 0.27 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Franklin Credit Management and its competitors.
Is Franklin Credit Management's Debt-to-Asset too high?
Franklin Credit Management's current Debt-to-Asset is 0.27. Overall, Franklin Credit Management has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Franklin Credit Management's Debt-to-Asset compare to SHFS and RKT?
Franklin Credit Management's Debt-to-Asset of 0.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Franklin Credit Management and its competitors. Franklin Credit Management's current Debt-to-Asset is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Credit Management stock overvalued right now?
Based on GuruFocus' analysis, Franklin Credit Management (FCRM) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.08, compared to a current price of $0.19 — trading 136.3% above its estimated fair value. The current Debt-to-Asset is 0.27. Franklin Credit Management's overall GF Score™ is 29/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Franklin Credit Management (FCRM), the current Debt-to-Asset is 0.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Franklin Credit Management (FCRM) Overvalued in 2026?
Based on GuruFocus' analysis, Franklin Credit Management stock appears to be overvalued.
The current stock price of $0.19 is trading 136.3% above its estimated GF Value™ of $0.08.
GuruFocus considers Franklin Credit Management to be Significantly Overvalued.
Key valuation signals for FCRM:
Debt-to-Asset: 0.27
GF Value™: $0.08 vs. price of $0.19 (136.3% above fair value)
No single metric tells the full story. See the FCRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Franklin Credit Management Corp is a specialty consumer finance company mainly in the servicing and resolution of performing, reperforming, nonperforming residential mortgage loans, including specialized loan recovery and collection servicing, and in the analysis, pricing and acquisition of residential mortgage portfolios for third parties. Its servicing operations including specialized loan recovery and collecting services, consist of a call letter staffed by professionals skilled in customer service, Collection, loan mitigation, foreclosure, bankruptcy, real estate property management, deficiency recovery and judgement processing.
29GF Score
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