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Franklin Credit ManagementFCRM Pretax Margin % is -43.85% as of Dec. 2025. The stock has 2 warning signs investors should review. Among 1,521 Banks companies, Franklin Credit Management ranks worse than 98.55% on this metric.
The historical rank and industry rank for Franklin Credit Management's Pretax Margin % or its related term are showing as below:
FCRM'
s Pretax Margin % Range Over the Past 10 Years
Min: -43.85 Med: -17.45 Max: 21.57
Current: -43.85
FCRM's Pretax Margin % is ranked worse than 98.55% of 1521
companies
in the Banks industry
Industry Median: 34.96
vs FCRM: -43.85
Franklin Credit Management (OTCPK:FCRM) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Franklin Credit Management Pretax Margin % Related Terms
Franklin Credit Management Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FCRM vs LFLS, RKT, FNMA: Pretax Margin % Comparison
For the Mortgage Finance subindustry, Franklin Credit Management's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin Credit Management Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Franklin Credit Management's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Franklin Credit Management's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Franklin Credit Management (FCRM) has a Pretax Margin % of -43.85% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Franklin Credit Management and its competitors. According to the industry distribution chart, Franklin Credit Management ranks #1499 out of 1521 companies in the Banks industry, placing it in the top 98.6%.
Is Franklin Credit Management's Pretax Margin % too high?
Franklin Credit Management's current Pretax Margin % is -43.85%. Based on the distribution chart, Franklin Credit Management ranks #1499 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does Franklin Credit Management's Pretax Margin % compare to LFLS and RKT?
According to the Banks industry distribution chart, Franklin Credit Management ranks #1499 out of 1521 companies for Pretax Margin %. This places Franklin Credit Management in the lower half of its industry. The industry median Pretax Margin % is 34.96. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.96, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Franklin Credit Management and its competitors. For the Banks industry, the median Pretax Margin % is 34.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin Credit Management's current Pretax Margin % is -43.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Credit Management stock overvalued right now?
Based on GuruFocus' analysis, Franklin Credit Management (FCRM) is currently considered Possible Value Trap. The stock's GF Value™ is $0.08, compared to a current price of $0.03 — trading 58.8% below its estimated fair value. The current Pretax Margin % is -43.85%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Franklin Credit Management (FCRM), the current Pretax Margin % is -43.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Franklin Credit Management Corp is a specialty consumer finance company mainly in the servicing and resolution of performing, reperforming, nonperforming residential mortgage loans, including specialized loan recovery and collection servicing, and in the analysis, pricing and acquisition of residential mortgage portfolios for third parties. Its servicing operations including specialized loan recovery and collecting services, consist of a call letter staffed by professionals skilled in customer service, Collection, loan mitigation, foreclosure, bankruptcy, real estate property management, deficiency recovery and judgement processing.
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