FCRM (Franklin Credit Management) YoY EPS Growth: -71.08% (As of Dec. 2025)

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FCRM Franklin Credit Management Corp FCRM
22 GF Score
Price $0.19
GF Value $0.08
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Franklin Credit Management YoY EPS Growth?

Franklin Credit Management FCRM 22 YoY EPS Growth is -71.08% as of Dec. 2025. GuruFocus rates FCRM with a GF Score™ of 22/100 and a GF Value™ of $0.08 (Significantly Overvalued). The stock has 5 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Franklin Credit Management's YoY EPS Growth for the quarter that ended in Dec. 2025 was -71.08%.

Franklin Credit Management's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $-0.28.

Franklin Credit Management YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Franklin Credit Management's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Franklin Credit Management YoY EPS Growth Chart

Franklin Credit Management Annual Data
Trend Dec12 Dec13 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only -135.66 78.26 -1,790.00 12.17 -71.08

Franklin Credit Management Semi-Annual Data
Dec11 Dec12 Dec13 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only -135.66 78.26 -1,790.00 12.17 -71.08
FCRM
22GF Score
Franklin Credit Management Corp FCRM
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Franklin Credit Management YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Franklin Credit Management's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(-0.284--0.166)/ | -0.166 |
=-71.08 %

Franklin Credit Management's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 ) |
=(-0.284--0.166)/ | -0.166 |
=-71.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -71.08% mean?
Franklin Credit Management (FCRM) has a YoY EPS Growth of -71.08% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Franklin Credit Management and its competitors.
Is Franklin Credit Management's YoY EPS Growth too high?
Franklin Credit Management's current YoY EPS Growth is -71.08%. Overall, Franklin Credit Management has a GF Score™ of 22/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Franklin Credit Management's YoY EPS Growth compare to LFLS and RKT?
Franklin Credit Management's YoY EPS Growth of -71.08% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Franklin Credit Management and its competitors. Franklin Credit Management's current YoY EPS Growth is -71.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Credit Management stock overvalued right now?
Based on GuruFocus' analysis, Franklin Credit Management (FCRM) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.08, compared to a current price of $0.19 — trading 136.3% above its estimated fair value. The current YoY EPS Growth is -71.08%. Franklin Credit Management's overall GF Score™ is 22/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Franklin Credit Management (FCRM), the current YoY EPS Growth is -71.08% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Franklin Credit Management (FCRM) Overvalued in 2026?

Based on GuruFocus' analysis, Franklin Credit Management stock appears to be overvalued. The current stock price of $0.19 is trading 136.3% above its estimated GF Value™ of $0.08. GuruFocus considers Franklin Credit Management to be Significantly Overvalued.

Key valuation signals for FCRM:

  • YoY EPS Growth: -71.08%
  • GF Value™: $0.08 vs. price of $0.19 (136.3% above fair value)
  • GF Score™: 22/100 with 5 warning signs

No single metric tells the full story. See the FCRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Franklin Credit Management Business Description

Address 101 Hudson Street, 24th floor, Jersey, NJ, USA, 07302
Franklin Credit Management Corp is a specialty consumer finance company mainly in the servicing and resolution of performing, reperforming, nonperforming residential mortgage loans, including specialized loan recovery and collection servicing, and in the analysis, pricing and acquisition of residential mortgage portfolios for third parties. Its servicing operations including specialized loan recovery and collecting services, consist of a call letter staffed by professionals skilled in customer service, Collection, loan mitigation, foreclosure, bankruptcy, real estate property management, deficiency recovery and judgement processing.
22GF Score

Get the complete analysis for FCRM

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.19
Price
$0.08
GF Value