Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Franklin Credit ManagementFCRM EV-to-FCF is -0.29 as of Jul. 22, 2026. The stock has 2 warning signs investors should review. Among 1,192 Banks companies, Franklin Credit Management ranks worse than 83892.53% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Franklin Credit Management's Enterprise Value is $1.07 Mil.
Franklin Credit Management's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $-3.65 Mil. Therefore, Franklin Credit Management's EV-to-FCF for today is -0.29.
The historical rank and industry rank for Franklin Credit Management's EV-to-FCF or its related term are showing as below:
FCRM'
s EV-to-FCF Range Over the Past 10 Years
Min: -6.96 Med: 2.23 Max: 9.27
Current: -0.29
During the past 11 years, the highest EV-to-FCF of Franklin Credit Management was 9.27. The lowest was -6.96. And the median was 2.23.
FCRM's EV-to-FCF is ranked worse than 100% of 1192
companies
in the Banks industry
Industry Median: 6.71
vs FCRM: -0.29
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Franklin Credit Management (OTCPK:FCRM) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Franklin Credit Management's PE Ratio (TTM) for today is calculated as:
Franklin Credit Management's share price for today is $0.033.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Franklin Credit Management's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.284.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Franklin Credit Management EV-to-FCF Related Terms
Franklin Credit Management EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Franklin Credit Management's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin Credit Management EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Franklin Credit Management's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Franklin Credit Management's EV-to-FCF falls into.
Franklin Credit Management's current Enterprise Value is $1.07 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Franklin Credit Management's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $-3.65 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Franklin Credit Management (FCRM) has a EV-to-FCF of -0.29 as of Jul. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Franklin Credit Management and its competitors. According to the industry distribution chart, Franklin Credit Management ranks #999999 out of 1192 companies in the Banks industry.
Is Franklin Credit Management's EV-to-FCF too high?
Franklin Credit Management's current EV-to-FCF is -0.29. Based on the distribution chart, Franklin Credit Management ranks #999999 out of 1192 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does Franklin Credit Management's EV-to-FCF compare to LFLS and RKT?
According to the Banks industry distribution chart, Franklin Credit Management ranks #999999 out of 1192 companies for EV-to-FCF. This places Franklin Credit Management in the lower half of its industry. The industry median EV-to-FCF is 6.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.71, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Franklin Credit Management and its competitors. For the Banks industry, the median EV-to-FCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin Credit Management's current EV-to-FCF is -0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Credit Management stock overvalued right now?
Based on GuruFocus' analysis, Franklin Credit Management (FCRM) is currently considered Possible Value Trap. The stock's GF Value™ is $0.08, compared to a current price of $0.03 — trading 58.8% below its estimated fair value. The current EV-to-FCF is -0.29. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Franklin Credit Management (FCRM), the current EV-to-FCF is -0.29 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Franklin Credit Management Corp is a specialty consumer finance company mainly in the servicing and resolution of performing, reperforming, nonperforming residential mortgage loans, including specialized loan recovery and collection servicing, and in the analysis, pricing and acquisition of residential mortgage portfolios for third parties. Its servicing operations including specialized loan recovery and collecting services, consist of a call letter staffed by professionals skilled in customer service, Collection, loan mitigation, foreclosure, bankruptcy, real estate property management, deficiency recovery and judgement processing.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FCRM has been successfully added to your 
