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Franklin Credit ManagementFCRM EPS without NRI is $-0.28 as of Dec. 2025. The stock has 2 warning signs investors should review. Among 1,410 Banks companies, Franklin Credit Management ranks worse than 99.79% on this metric.
Franklin Credit Management's earnings per share without non-recurring items for the
six
months ended in Dec. 2025 was $-0.28.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.28.
During the past 3 years, the average earnings per share (NRI) Growth Rate was -205.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Franklin Credit Management's EPS without NRI or its related term are showing as below:
FCRM'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -205.1 Med: -129.25 Max: -53.4
Current: -205.1
During the past 11 years, Franklin Credit Management's highest 3-Year average Earnings Per Share (NRI) Growth Rate was -53.40% per year. The lowest was -205.10% per year. And the median was -129.25% per year.
FCRM's 3-Year EPS without NRI Growth Rate is ranked worse than 99.79% of 1410
companies
in the Banks industry
Industry Median: 7.3
vs FCRM: -205.10
Franklin Credit Management (OTCPK:FCRM) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Franklin Credit Management EPS without NRI Related Terms
Franklin Credit Management EPS without NRI Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FCRM vs LFLS, RKT, FNMA: EPS without NRI Comparison
For the Mortgage Finance subindustry, Franklin Credit Management's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin Credit Management PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Franklin Credit Management's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Franklin Credit Management's PE Ratio without NRI falls into.
Franklin Credit Management EPS without NRI Calculation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.28
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Franklin Credit Management (FCRM) has a EPS without NRI of $-0.28 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Franklin Credit Management and its competitors. According to the industry distribution chart, Franklin Credit Management ranks #1407 out of 1410 companies in the Banks industry, placing it in the top 99.8%.
Is Franklin Credit Management's EPS without NRI too high?
Franklin Credit Management's current EPS without NRI is $-0.28. Based on the distribution chart, Franklin Credit Management ranks #1407 out of 1410 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does Franklin Credit Management's EPS without NRI compare to LFLS and RKT?
According to the Banks industry distribution chart, Franklin Credit Management ranks #1407 out of 1410 companies for EPS without NRI. This places Franklin Credit Management in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Franklin Credit Management and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin Credit Management's current EPS without NRI is $-0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Credit Management stock overvalued right now?
Based on GuruFocus' analysis, Franklin Credit Management (FCRM) is currently considered Possible Value Trap. The stock's GF Value™ is $0.08, compared to a current price of $0.03 — trading 58.8% below its estimated fair value. The current EPS without NRI is $-0.28. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Franklin Credit Management (FCRM), the current EPS without NRI is $-0.28 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Franklin Credit Management Corp is a specialty consumer finance company mainly in the servicing and resolution of performing, reperforming, nonperforming residential mortgage loans, including specialized loan recovery and collection servicing, and in the analysis, pricing and acquisition of residential mortgage portfolios for third parties. Its servicing operations including specialized loan recovery and collecting services, consist of a call letter staffed by professionals skilled in customer service, Collection, loan mitigation, foreclosure, bankruptcy, real estate property management, deficiency recovery and judgement processing.
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