FCRM (Franklin Credit Management) Shareholder Yield % : 135.65% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Franklin Credit Management Shareholder Yield %?

Franklin Credit Management FCRM Shareholder Yield % is 135.65% as of Dec. 2025. The stock has 2 warning signs investors should review. Among 1,495 Banks companies, Franklin Credit Management ranks better than 99% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Franklin Credit Management's Shareholder Yield % was 135.65%.


Franklin Credit Management  (OTCPK:FCRM) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Franklin Credit Management Shareholder Yield % Related Terms


Franklin Credit Management Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Franklin Credit Management's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Franklin Credit Management Shareholder Yield % Chart

Franklin Credit Management Annual Data
Trend Dec12 Dec13 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.83 16.24 -293.57 -25.31 74.67

Franklin Credit Management Semi-Annual Data
Dec11 Dec12 Dec13 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 41.83 16.24 -293.57 -25.31 74.67

FCRM vs LFLS, RKT, FNMA: Shareholder Yield % Comparison

For the Mortgage Finance subindustry, Franklin Credit Management's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Franklin Credit Management Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Franklin Credit Management's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Franklin Credit Management's Shareholder Yield % falls into.



Franklin Credit Management Shareholder Yield % Calculation

Franklin Credit Management's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+0 %+74.67 %
=74.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 135.65% mean?
Franklin Credit Management (FCRM) has a Shareholder Yield % of 135.65% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Franklin Credit Management and its competitors. According to the industry distribution chart, Franklin Credit Management ranks #15 out of 1495 companies in the Banks industry, placing it in the top 1%.
Is Franklin Credit Management's Shareholder Yield % too high?
Franklin Credit Management's current Shareholder Yield % is 135.65%. The Banks industry median Shareholder Yield % is 1.50. Franklin Credit Management's value of 135.65% is 8943.3% above this industry median. Based on the distribution chart, Franklin Credit Management ranks #15 out of 1495 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Franklin Credit Management's Shareholder Yield % compare to LFLS and RKT?
According to the Banks industry distribution chart, Franklin Credit Management ranks #15 out of 1495 companies for Shareholder Yield %. This places Franklin Credit Management in the top 1% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.50. Franklin Credit Management's value of 135.65% is 8943.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.50, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Franklin Credit Management's current Shareholder Yield % of 135.65% is 8943.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Franklin Credit Management and its competitors. For the Banks industry, the median Shareholder Yield % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin Credit Management's current Shareholder Yield % is 135.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Credit Management stock overvalued right now?
Based on GuruFocus' analysis, Franklin Credit Management (FCRM) is currently considered Possible Value Trap. The stock's GF Value™ is $0.08, compared to a current price of $0.03 — trading 58.8% below its estimated fair value. The current Shareholder Yield % is 135.65% and 8943.3% above the Banks industry median of 1.50. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Franklin Credit Management (FCRM), the current Shareholder Yield % is 135.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Franklin Credit Management Business Description

Address 101 Hudson Street, 24th floor, Jersey, NJ, USA, 07302
Franklin Credit Management Corp is a specialty consumer finance company mainly in the servicing and resolution of performing, reperforming, nonperforming residential mortgage loans, including specialized loan recovery and collection servicing, and in the analysis, pricing and acquisition of residential mortgage portfolios for third parties. Its servicing operations including specialized loan recovery and collecting services, consist of a call letter staffed by professionals skilled in customer service, Collection, loan mitigation, foreclosure, bankruptcy, real estate property management, deficiency recovery and judgement processing.