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Franklin Credit ManagementFCRM Median PS Value is $0.13 as of Jul. 22, 2026, which is 81% below its 10-year median of 0.69. The stock has 2 warning signs investors should review. Among 1,042 Banks companies, Franklin Credit Management ranks better than 99.42% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Franklin Credit Management's Median PS Value or its related term are showing as below:
FCRM'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.25 Med: 0.69 Max: 1.39
Current: 0.25
During the past 11 years, the highest Price to Median PS Value of Franklin Credit Management was 1.39. The lowest was 0.25. And the median was 0.69.
FCRM's Price-to-Median-PS-Value is ranked better than 99.42% of 1042
companies
in the Banks industry
Industry Median: 1.125
vs FCRM: 0.25
Franklin Credit Management (OTCPK:FCRM) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Franklin Credit Management's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.033
/
0.13
=
0.25
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Franklin Credit Management Median PS Value Related Terms
Franklin Credit Management Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FCRM vs LFLS, RKT, FNMA: Median PS Value Comparison
For the Mortgage Finance subindustry, Franklin Credit Management's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin Credit Management Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Franklin Credit Management's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Franklin Credit Management's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.2067.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Franklin Credit Management's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $0.629.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Franklin Credit Management (FCRM) has a Median PS Value of $0.13 as of Jul. 22, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Franklin Credit Management and its competitors. This is 81% below median its historical median of 0.69. Over the past decade, Franklin Credit Management's Median PS Value has ranged from 0.25 to 1.39. According to the industry distribution chart, Franklin Credit Management ranks #6 out of 1042 companies in the Banks industry, placing it in the top 0.59999999999999%.
Is Franklin Credit Management's Median PS Value too high?
Franklin Credit Management's current Median PS Value of $0.13 is 81% below median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.39. The Banks industry median Median PS Value is 1.13. Franklin Credit Management's value of $0.13 is 88.4% below this industry median. Based on the distribution chart, Franklin Credit Management ranks #6 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Franklin Credit Management's Median PS Value compare to LFLS and RKT?
According to the Banks industry distribution chart, Franklin Credit Management ranks #6 out of 1042 companies for Median PS Value. This places Franklin Credit Management in the top 1% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.13. Franklin Credit Management's value of $0.13 is 88.4% below this benchmark. Historically, Franklin Credit Management's own Median PS Value has ranged from 0.25 to 1.39 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 1.13, Franklin Credit Management has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Franklin Credit Management's current Median PS Value of $0.13 is 88.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Franklin Credit Management and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin Credit Management's current Median PS Value is $0.13, which is 81% below median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Credit Management stock overvalued right now?
Based on GuruFocus' analysis, Franklin Credit Management (FCRM) is currently considered Possible Value Trap. The stock's GF Value™ is $0.08, compared to a current price of $0.03 — trading 58.8% below its estimated fair value. The current Median PS Value is $0.13, which is 81% below median its 10-year median of 0.69 and 88.4% below the Banks industry median of 1.13. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Franklin Credit Management (FCRM), the current Median PS Value is $0.13 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Franklin Credit Management Corp is a specialty consumer finance company mainly in the servicing and resolution of performing, reperforming, nonperforming residential mortgage loans, including specialized loan recovery and collection servicing, and in the analysis, pricing and acquisition of residential mortgage portfolios for third parties. Its servicing operations including specialized loan recovery and collecting services, consist of a call letter staffed by professionals skilled in customer service, Collection, loan mitigation, foreclosure, bankruptcy, real estate property management, deficiency recovery and judgement processing.
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