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12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-17), Franklin Credit Management's 12-1 Month Momentum % is -17.50%.
The industry rank for Franklin Credit Management's 12-1 Month Momentum % or its related term are showing as below:
FCRM's 12-1 Month Momentum % is ranked worse than 89.63% of 1600
companies
in the Banks industry
Industry Median: 18.805
vs FCRM: -17.50
Franklin Credit Management (OTCPK:FCRM) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Franklin Credit Management 12-1 Month Momentum % Related Terms
FCRM vs SHFS, RKT, FNMA: 12-1 Month Momentum % Comparison
For the Mortgage Finance subindustry, Franklin Credit Management's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin Credit Management 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Franklin Credit Management's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Franklin Credit Management's 12-1 Month Momentum % falls into.
Franklin Credit Management (OTCPK:FCRM) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 12-1 Month Momentum % of -17.50% mean?
Franklin Credit Management (FCRM) has a 12-1 Month Momentum % of -17.50% as of Aug. 17, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Franklin Credit Management and its competitors. According to the industry distribution chart, Franklin Credit Management ranks #1434 out of 1600 companies in the Banks industry, placing it in the top 89.6%.
Is Franklin Credit Management's 12-1 Month Momentum % too high?
Franklin Credit Management's current 12-1 Month Momentum % is -17.50%. Based on the distribution chart, Franklin Credit Management ranks #1434 out of 1600 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Franklin Credit Management has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Franklin Credit Management's 12-1 Month Momentum % compare to SHFS and RKT?
According to the Banks industry distribution chart, Franklin Credit Management ranks #1434 out of 1600 companies for 12-1 Month Momentum %. This places Franklin Credit Management in the lower half of its industry. The industry median 12-1 Month Momentum % is 18.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.81, based on 1,600 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Franklin Credit Management and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin Credit Management's current 12-1 Month Momentum % is -17.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Credit Management stock overvalued right now?
Based on GuruFocus' analysis, Franklin Credit Management (FCRM) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.08, compared to a current price of $0.19 — trading 136.3% above its estimated fair value. The current 12-1 Month Momentum % is -17.50%. Franklin Credit Management's overall GF Score™ is 29/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Franklin Credit Management (FCRM), the current 12-1 Month Momentum % is -17.50% as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Franklin Credit Management (FCRM) Overvalued in 2026?
Based on GuruFocus' analysis, Franklin Credit Management stock appears to be overvalued.
The current stock price of $0.19 is trading 136.3% above its estimated GF Value™ of $0.08.
GuruFocus considers Franklin Credit Management to be Significantly Overvalued.
Key valuation signals for FCRM:
12-1 Month Momentum %: -17.50%
GF Value™: $0.08 vs. price of $0.19 (136.3% above fair value)
No single metric tells the full story. See the FCRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Franklin Credit Management Corp is a specialty consumer finance company mainly in the servicing and resolution of performing, reperforming, nonperforming residential mortgage loans, including specialized loan recovery and collection servicing, and in the analysis, pricing and acquisition of residential mortgage portfolios for third parties. Its servicing operations including specialized loan recovery and collecting services, consist of a call letter staffed by professionals skilled in customer service, Collection, loan mitigation, foreclosure, bankruptcy, real estate property management, deficiency recovery and judgement processing.
29GF Score
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