FFW (FFWC) Debt-to-Asset : 0.02 (As of Jun. 2025)

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FFWC FFW Corp FFWC
50 GF Score
Price $53.75
GF Value $47.35
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is FFW Debt-to-Asset?

FFW FFWC 50 Debt-to-Asset is 0.02 as of Jun. 2025. GuruFocus rates FFWC with a GF Score™ of 50/100 and a GF Value™ of $47.35 (Modestly Overvalued). The stock has 5 warning signs investors should review.

FFW's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2025 was $0.00 Mil. FFW's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2025 was $10.00 Mil. FFW's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2025 was $570.11 Mil. FFW's debt to asset for the quarter that ended in Jun. 2025 was 0.02.

FFW  (OTCPK:FFWC) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

FFW Debt-to-Asset Related Terms

FFW Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for FFW's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFW Debt-to-Asset Chart

FFW Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.02 0.02

FFW Semi-Annual Data
Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.02 0.02

FFWC vs OSBK, BKFL, KEFI: Debt-to-Asset Comparison

For the Banks - Regional subindustry, FFW's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FFW Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, FFW's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where FFW's Debt-to-Asset falls into.


FFWC
50GF Score
FFW Corp FFWC
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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FFW Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

FFW's Debt-to-Asset for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 10) / 570.108
=0.02

FFW's Debt-to-Asset for the quarter that ended in Jun. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 10) / 570.108
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.02 mean?
FFW (FFWC) has a Debt-to-Asset of 0.02 as of Jun. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on FFW and its competitors.
Is FFW's Debt-to-Asset too high?
FFW's current Debt-to-Asset is 0.02. Overall, FFW has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FFW's Debt-to-Asset compare to OSBK and BKFL?
FFW's Debt-to-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on FFW and its competitors. FFW's current Debt-to-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFW stock overvalued right now?
Based on GuruFocus' analysis, FFW (FFWC) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.35, compared to a current price of $53.75 — trading 13.5% above its estimated fair value. The current Debt-to-Asset is 0.02. FFW's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For FFW (FFWC), the current Debt-to-Asset is 0.02 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFW (FFWC) Overvalued in 2026?

Based on GuruFocus' analysis, FFW stock appears to be overvalued. The current stock price of $53.75 is trading 13.5% above its estimated GF Value™ of $47.35. GuruFocus considers FFW to be Modestly Overvalued.

Key valuation signals for FFWC:

  • Debt-to-Asset: 0.02
  • GF Value™: $47.35 vs. price of $53.75 (13.5% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the FFWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FFW Business Description

Address 1205 North Cass Street, Wabash, IN, USA, 46992
FFW Corp operates in the United States provides various financial products and services. The company offers various deposit services, digital banking, savings loans, mortgage loans, business loans, and insurance services. It earns its revenue from interest and dividends earned on loans, investment securities, and other financial securities. Its main office in Wabash and six Indiana banking centers located in Columbia City, North Manchester, Peru, South Whitley, Syracuse and Warsaw.
50GF Score

Get the complete analysis for FFWC

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.75
Price
$47.35
GF Value