FFW (FFWC) Dividend Payout Ratio: 0.24 (As of Jun. 2025) — Near Median

FFW FFWC 54 Dividend Payout Ratio is 0.24 as of Jun. 2025, which is 9% above its 10-year median of 0.22. GuruFocus rates FFWC with a GF Score™ of 54/100 and a GF Value™ of $47.07 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,168 Banks companies, FFW ranks better than 70.46% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. FFW's Dividend Payout Ratio for the months ended in Jun. 2025 was 0.24.

The historical rank and industry rank for FFW's Dividend Payout Ratio or its related term are showing as below:

FFWC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.18 Med: 0.22 Max: 0.54
Current: 0.24

During the past 13 years, the highest Dividend Payout Ratio of FFW was 0.54. The lowest was 0.18. And the median was 0.22.

FFWC's Dividend Payout Ratio is ranked better than
70.46% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs FFWC: 0.24

As of today (2026-06-27), the Dividend Yield % of FFW is 2.40%.

During the past 13 years, the highest Trailing Annual Dividend Yield of FFW was 3.57%. The lowest was 1.52%. And the median was 2.24%.

FFW's Dividends per Share for the months ended in Jun. 2025 was $1.20.

During the past 12 months, FFW's average Dividends Per Share Growth Rate was 3.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 4.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.40% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 6.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of FFW was 72.10% per year. The lowest was 1.00% per year. And the median was 7.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

FFW (OTCPK:FFWC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

FFW Dividend Payout Ratio Related Terms

FFW Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for FFW's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFW Dividend Payout Ratio Chart

FFW Annual Data

Trend

Jun07

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

Dividend Payout Ratio

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0.18

0.21

0.22

0.32

0.24

FFW Semi-Annual Data
	Jun97	Jun98	Jun99	Jun00	Jun01	Jun02	Jun03	Jun04	Jun05	Jun06	Jun07	Jun17	Jun18	Jun19	Jun20	Jun21	Jun22	Jun23	Jun24	Jun25
Dividend Payout Ratio	Get a 7-Day Free Trial															0.18	0.21	0.22	0.32	0.24

FFWC vs MBKL, LSFG, OSBK: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, FFW's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FFW Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, FFW's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where FFW's Dividend Payout Ratio falls into.

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54GF Score

FFW Corp FFWC

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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FFW Dividend Payout Ratio Calculation

FFW's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Jun. 2025 )	/	EPS without NRI (A: Jun. 2025 )
	=	1.2	/	4.985
	=	0.24

FFW's Dividend Payout Ratio for the quarter that ended in Jun. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Jun. 2025 )	/	EPS without NRI (Q: Jun. 2025 )
	=	1.2	/	4.985
	=	0.24

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.24 mean?

FFW (FFWC) has a Dividend Payout Ratio of 0.24 as of Jun. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on FFW and its competitors. This is near median its historical median of 0.22. Over the past decade, FFW's Dividend Payout Ratio has ranged from 0.18 to 0.54. According to the industry distribution chart, FFW ranks #345 out of 1168 companies in the Banks industry, placing it in the top 29.5%.

Is FFW's Dividend Payout Ratio too high?

FFW's current Dividend Payout Ratio of 0.24 is near median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.54. The Banks industry median Dividend Payout Ratio is 0.32. FFW's value of 0.24 is 25% below this industry median. Based on the distribution chart, FFW ranks #345 out of 1168 companies in the Banks industry, which is above the industry midpoint. Overall, FFW has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does FFW's Dividend Payout Ratio compare to MBKL and LSFG?

According to the Banks industry distribution chart, FFW ranks #345 out of 1168 companies for Dividend Payout Ratio. This puts FFW in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. FFW's value of 0.24 is 25% below this benchmark. Historically, FFW's own Dividend Payout Ratio has ranged from 0.18 to 0.54 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.32, FFW has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FFW's current Dividend Payout Ratio of 0.24 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on FFW and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFW's current Dividend Payout Ratio is 0.24, which is near median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is FFW stock overvalued right now?

Based on GuruFocus' analysis, FFW (FFWC) is currently considered Fairly Valued. The stock's GF Value™ is $47.07, compared to a current price of $51.70 — trading 9.8% above its estimated fair value. The current Dividend Payout Ratio is 0.24, which is near median its 10-year median of 0.22 and 25% below the Banks industry median of 0.32. FFW's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For FFW (FFWC), the current Dividend Payout Ratio is 0.24 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFW (FFWC) Overvalued in 2026?

Based on GuruFocus' analysis, FFW stock appears to be overvalued. The current stock price of $51.70 is trading 9.8% above its estimated GF Value™ of $47.07. GuruFocus considers FFW to be Fairly Valued.

Key valuation signals for FFWC:

Dividend Payout Ratio: 0.24 (near median its 10-year median of 0.22)
GF Value™: $47.07 vs. price of $51.70 (9.8% above fair value)
GF Score™: 54/100 with 6 warning signs
Industry Position: 25% below the Banks median (#345 of 1168)

No single metric tells the full story. See the FFWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FFW Business Description

Industry Financial Services Banks

Comparable Companies MBKL LSFG OSBK BSPA BCOW STBI CIZN MFBP FMFG BKFL SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 1205 North Cass Street, Wabash, IN, USA, 46992

Website https://www.crossroadsbanking.com

FFW Corp operates in the United States provides various financial products and services. The company offers various deposit services, digital banking, savings loans, mortgage loans, business loans, and insurance services. It earns its revenue from interest and dividends earned on loans, investment securities, and other financial securities. Its main office in Wabash and six Indiana banking centers located in Columbia City, North Manchester, Peru, South Whitley, Syracuse and Warsaw.

54GF Score

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$51.70

Price

$47.07

GF Value

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