FFW (FFWC) Net Income: $5.54 Mil (TTM As of Jun. 2025)

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FFWC FFW Corp FFWC
50 GF Score
Price $52.05
GF Value $47.18
Valuation Fairly Valued
! 6 Warning Signs
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What is FFW Net Income?

FFW FFWC 50 Net Income is $5.54 Mil as of Jun. 2025. GuruFocus rates FFWC with a GF Score™ of 50/100 and a GF Value™ of $47.18 (Fairly Valued). The stock has 6 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. FFW's Net Income for the six months ended in Jun. 2025 was $5.54 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2025 was $5.54 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. FFW's Earnings per Share (Diluted) for the six months ended in Jun. 2025 was $5.01.


FFW  (OTCPK:FFWC) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

FFW's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


FFW Net Income Related Terms


FFW Net Income Historical Data

* Premium members only.

The historical data trend for FFW's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFW Net Income Chart

FFW Annual Data
Trend Jun07 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.48 5.72 5.70 4.09 5.54

FFW Semi-Annual Data
Jun97 Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.48 5.72 5.70 4.09 5.54
FFWC
50GF Score
FFW Corp FFWC
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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FFW Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

FFW's Net Income for the fiscal year that ended in Jun. 2025 is calculated as

Net Income(A: Jun. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=6.144+-0.602+0+0
=5.54

FFW's Net Income for the quarter that ended in Jun. 2025 is calculated as

Net Income(Q: Jun. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=6.144+-0.602+0+0
=5.54

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Net Income for the trailing twelve months (TTM) ended in Jun. 2025 was $5.54 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of $5.54 Mil mean?
FFW (FFWC) has a Net Income of $5.54 Mil as of Jun. 2025. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on FFW and its competitors.
Is FFW's Net Income too high?
FFW's current Net Income is $5.54 Mil. Overall, FFW has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFW's Net Income compare to NIDB and MFBP?
FFW's Net Income of $5.54 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on FFW and its competitors. FFW's current Net Income is $5.54 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFW stock overvalued right now?
Based on GuruFocus' analysis, FFW (FFWC) is currently considered Fairly Valued. The stock's GF Value™ is $47.18, compared to a current price of $52.05 — trading 10.3% above its estimated fair value. The current Net Income is $5.54 Mil. FFW's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For FFW (FFWC), the current Net Income is $5.54 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFW (FFWC) Overvalued in 2026?

Based on GuruFocus' analysis, FFW stock appears to be overvalued. The current stock price of $52.05 is trading 10.3% above its estimated GF Value™ of $47.18. GuruFocus considers FFW to be Fairly Valued.

Key valuation signals for FFWC:

  • Net Income: $5.54 Mil
  • GF Value™: $47.18 vs. price of $52.05 (10.3% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the FFWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FFW Business Description

Address 1205 North Cass Street, Wabash, IN, USA, 46992
FFW Corp operates in the United States provides various financial products and services. The company offers various deposit services, digital banking, savings loans, mortgage loans, business loans, and insurance services. It earns its revenue from interest and dividends earned on loans, investment securities, and other financial securities. Its main office in Wabash and six Indiana banking centers located in Columbia City, North Manchester, Peru, South Whitley, Syracuse and Warsaw.
50GF Score

Get the complete analysis for FFWC

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.05
Price
$47.18
GF Value