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Pretax income is the income that a company earns before paying income taxes. FFW's pretax income for the
six
months ended in Jun. 2025 was $6.14 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2025 was $7.42 Mil.
FFW's pretax margin was 28.82%.
During the past 13 years, FFW's highest Pretax Margin was 36.40%. The lowest was 23.61%. And the median was 31.87%.
During the past 13 years, FFW's highest Pretax Margin was 36.40%. The lowest was 23.61%. And the median was 31.87%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFW Pre-Tax Income Related Terms
FFW Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for FFW's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFWC vs NIDB, CIBH, DENI: Pre-Tax Income Comparison
For the Banks - Regional subindustry, FFW's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FFW Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, FFW's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where FFW's Pre-Tax Income falls into.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2025 was $7.42 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFW (FFWC) has a Pre-Tax Income of $7.42 Mil as of Jun. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on FFW and its competitors.
Is FFW's Pre-Tax Income too high?
FFW's current Pre-Tax Income is $7.42 Mil. Overall, FFW has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FFW's Pre-Tax Income compare to NIDB and CIBH?
FFW's Pre-Tax Income of $7.42 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on FFW and its competitors. FFW's current Pre-Tax Income is $7.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFW stock overvalued right now?
Based on GuruFocus' analysis, FFW (FFWC) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.43, compared to a current price of $58.67 — trading 23.7% above its estimated fair value. The current Pre-Tax Income is $7.42 Mil. FFW's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For FFW (FFWC), the current Pre-Tax Income is $7.42 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FFW (FFWC) Overvalued in 2026?
Based on GuruFocus' analysis, FFW stock appears to be overvalued.
The current stock price of $58.67 is trading 23.7% above its estimated GF Value™ of $47.43.
GuruFocus considers FFW to be Modestly Overvalued.
Key valuation signals for FFWC:
Pre-Tax Income: $7.42 Mil
GF Value™: $47.43 vs. price of $58.67 (23.7% above fair value)
No single metric tells the full story. See the FFWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FFW Corp operates in the United States provides various financial products and services. The company offers various deposit services, digital banking, savings loans, mortgage loans, business loans, and insurance services. It earns its revenue from interest and dividends earned on loans, investment securities, and other financial securities. Its main office in Wabash and six Indiana banking centers located in Columbia City, North Manchester, Peru, South Whitley, Syracuse and Warsaw.
49GF Score
Get the complete analysis for FFWC
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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