FFW (FFWC) Selling, General, & Admin. Expense: $1.01 Mil (TTM As of Jun. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FFWC FFW Corp FFWC
50 GF Score
Price $51.56
GF Value $47.15
Valuation Fairly Valued
! 6 Warning Signs
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What is FFW Selling, General, & Admin. Expense?

FFW FFWC 50 Selling, General, & Admin. Expense is $1.01 Mil as of Jun. 2025. GuruFocus rates FFWC with a GF Score™ of 50/100 and a GF Value™ of $47.15 (Fairly Valued). The stock has 6 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. FFW's selling, general, & admin. expense for the six months ended in Jun. 2025 was $1.01 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2025 was $1.01 Mil.


FFW  (OTCPK:FFWC) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


FFW Selling, General, & Admin. Expense Related Terms


FFW Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for FFW's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFW Selling, General, & Admin. Expense Chart

FFW Annual Data
Trend Jun07 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.28 0.84 0.84 0.86 1.01

FFW Semi-Annual Data
Jun97 Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 0.84 0.84 0.86 1.01

FFWC vs NIDB, MFBP, BSPA: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, FFW's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FFW Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, FFW's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where FFW's Selling, General, & Admin. Expense falls into.


FFWC
50GF Score
FFW Corp FFWC
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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FFW Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2025 was $1.01 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $1.01 Mil mean?
FFW (FFWC) has a Selling, General, & Admin. Expense of $1.01 Mil as of Jun. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on FFW and its competitors.
Is FFW's Selling, General, & Admin. Expense too high?
FFW's current Selling, General, & Admin. Expense is $1.01 Mil. Overall, FFW has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFW's Selling, General, & Admin. Expense compare to NIDB and MFBP?
FFW's Selling, General, & Admin. Expense of $1.01 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on FFW and its competitors. FFW's current Selling, General, & Admin. Expense is $1.01 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFW stock overvalued right now?
Based on GuruFocus' analysis, FFW (FFWC) is currently considered Fairly Valued. The stock's GF Value™ is $47.15, compared to a current price of $51.56 — trading 9.4% above its estimated fair value. The current Selling, General, & Admin. Expense is $1.01 Mil. FFW's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For FFW (FFWC), the current Selling, General, & Admin. Expense is $1.01 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFW (FFWC) Overvalued in 2026?

Based on GuruFocus' analysis, FFW stock appears to be overvalued. The current stock price of $51.56 is trading 9.4% above its estimated GF Value™ of $47.15. GuruFocus considers FFW to be Fairly Valued.

Key valuation signals for FFWC:

  • Selling, General, & Admin. Expense: $1.01 Mil
  • GF Value™: $47.15 vs. price of $51.56 (9.4% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the FFWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FFW Business Description

Address 1205 North Cass Street, Wabash, IN, USA, 46992
FFW Corp operates in the United States provides various financial products and services. The company offers various deposit services, digital banking, savings loans, mortgage loans, business loans, and insurance services. It earns its revenue from interest and dividends earned on loans, investment securities, and other financial securities. Its main office in Wabash and six Indiana banking centers located in Columbia City, North Manchester, Peru, South Whitley, Syracuse and Warsaw.
50GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.56
Price
$47.15
GF Value